LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,201
−HK$640/mo
▼ 0.25% · 3.875%
HK$10,519
−HK$322/mo
Today · 4.125%
HK$10,841
baseline
▲ 0.50% · 4.625%
HK$11,501
+HK$660/mo
Deposit HK$2.24M · loan HK$2.24M · min. income ≈ HK$21,682/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$67,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,349
−HK$613/mo
▼ 0.25% · 3.875%
HK$11,653
−HK$309/mo
Today · 4.125%
HK$11,962
baseline
▲ 0.50% · 4.625%
HK$12,593
+HK$631/mo
Deposit HK$2.24M · loan HK$2.24M · min. income ≈ HK$23,924/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$67,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,242
−HK$767/mo
▼ 0.25% · 3.875%
HK$12,622
−HK$387/mo
Today · 4.125%
HK$13,009
baseline
▲ 0.50% · 4.625%
HK$13,801
+HK$792/mo
Deposit HK$1.79M · loan HK$2.68M · min. income ≈ HK$26,018/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$67,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,619
−HK$735/mo
▼ 0.25% · 3.875%
HK$13,984
−HK$370/mo
Today · 4.125%
HK$14,354
baseline
▲ 0.50% · 4.625%
HK$15,111
+HK$757/mo
Deposit HK$1.79M · loan HK$2.68M · min. income ≈ HK$28,708/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$67,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,282
−HK$896/mo
▼ 0.25% · 3.875%
HK$14,726
−HK$452/mo
Today · 4.125%
HK$15,178
baseline
▲ 0.50% · 4.625%
HK$16,101
+HK$923/mo
Deposit HK$1.34M · loan HK$3.13M · min. income ≈ HK$30,356/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$67,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,889
−HK$858/mo
▼ 0.25% · 3.875%
HK$16,315
−HK$432/mo
Today · 4.125%
HK$16,747
baseline
▲ 0.50% · 4.625%
HK$17,630
+HK$883/mo
Deposit HK$1.34M · loan HK$3.13M · min. income ≈ HK$33,494/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$67,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,362
−HK$1,152/mo
▼ 0.25% · 3.875%
HK$18,934
−HK$580/mo
Today · 4.125%
HK$19,514
baseline
▲ 0.50% · 4.625%
HK$20,701
+HK$1,187/mo
Deposit HK$447K · loan HK$4.03M · min. income ≈ HK$39,028/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$67,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,428
−HK$1,104/mo
▼ 0.25% · 3.875%
HK$20,976
−HK$556/mo
Today · 4.125%
HK$21,532
baseline
▲ 0.50% · 4.625%
HK$22,667
+HK$1,135/mo
Deposit HK$447K · loan HK$4.03M · min. income ≈ HK$43,064/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$67,107 · Scale 2, in force from 26 Feb 2026)