LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,025
−HK$6,398/mo
▼ 0.25% · 3.875%
HK$105,198
−HK$3,225/mo
Today · 4.125%
HK$108,423
baseline
▲ 0.50% · 4.625%
HK$115,020
+HK$6,597/mo
Deposit HK$22.37M · loan HK$22.37M · min. income ≈ HK$216,846/mo (50% DSR)
Upfront cash ≈ HK$24.27M (deposit + AVD stamp duty HK$1,901,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,502
−HK$6,132/mo
▼ 0.25% · 3.875%
HK$116,546
−HK$3,088/mo
Today · 4.125%
HK$119,634
baseline
▲ 0.50% · 4.625%
HK$125,940
+HK$6,306/mo
Deposit HK$22.37M · loan HK$22.37M · min. income ≈ HK$239,268/mo (50% DSR)
Upfront cash ≈ HK$24.27M (deposit + AVD stamp duty HK$1,901,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,430
−HK$7,677/mo
▼ 0.25% · 3.875%
HK$126,238
−HK$3,869/mo
Today · 4.125%
HK$130,107
baseline
▲ 0.50% · 4.625%
HK$138,024
+HK$7,917/mo
Deposit HK$17.90M · loan HK$26.85M · min. income ≈ HK$260,214/mo (50% DSR)
Upfront cash ≈ HK$19.80M (deposit + AVD stamp duty HK$1,901,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,202
−HK$7,359/mo
▼ 0.25% · 3.875%
HK$139,855
−HK$3,706/mo
Today · 4.125%
HK$143,561
baseline
▲ 0.50% · 4.625%
HK$151,128
+HK$7,567/mo
Deposit HK$17.90M · loan HK$26.85M · min. income ≈ HK$287,122/mo (50% DSR)
Upfront cash ≈ HK$19.80M (deposit + AVD stamp duty HK$1,901,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,835
−HK$8,957/mo
▼ 0.25% · 3.875%
HK$147,278
−HK$4,514/mo
Today · 4.125%
HK$151,792
baseline
▲ 0.50% · 4.625%
HK$161,028
+HK$9,236/mo
Deposit HK$13.42M · loan HK$31.32M · min. income ≈ HK$303,584/mo (50% DSR)
Upfront cash ≈ HK$15.32M (deposit + AVD stamp duty HK$1,901,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,902
−HK$8,585/mo
▼ 0.25% · 3.875%
HK$163,164
−HK$4,323/mo
Today · 4.125%
HK$167,487
baseline
▲ 0.50% · 4.625%
HK$176,316
+HK$8,829/mo
Deposit HK$13.42M · loan HK$31.32M · min. income ≈ HK$334,974/mo (50% DSR)
Upfront cash ≈ HK$15.32M (deposit + AVD stamp duty HK$1,901,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,645
−HK$11,516/mo
▼ 0.25% · 3.875%
HK$189,357
−HK$5,804/mo
Today · 4.125%
HK$195,161
baseline
▲ 0.50% · 4.625%
HK$207,036
+HK$11,875/mo
Deposit HK$4.47M · loan HK$40.27M · min. income ≈ HK$390,322/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$1,901,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,303
−HK$11,038/mo
▼ 0.25% · 3.875%
HK$209,782
−HK$5,559/mo
Today · 4.125%
HK$215,341
baseline
▲ 0.50% · 4.625%
HK$226,692
+HK$11,351/mo
Deposit HK$4.47M · loan HK$40.27M · min. income ≈ HK$430,682/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$1,901,567 · Scale 2, in force from 26 Feb 2026)