LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,203
−HK$639/mo
▼ 0.25% · 3.875%
HK$10,520
−HK$322/mo
Today · 4.125%
HK$10,842
baseline
▲ 0.50% · 4.625%
HK$11,502
+HK$660/mo
Deposit HK$2.24M · loan HK$2.24M · min. income ≈ HK$21,684/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$67,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,350
−HK$613/mo
▼ 0.25% · 3.875%
HK$11,655
−HK$308/mo
Today · 4.125%
HK$11,963
baseline
▲ 0.50% · 4.625%
HK$12,594
+HK$631/mo
Deposit HK$2.24M · loan HK$2.24M · min. income ≈ HK$23,926/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$67,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,243
−HK$768/mo
▼ 0.25% · 3.875%
HK$12,624
−HK$387/mo
Today · 4.125%
HK$13,011
baseline
▲ 0.50% · 4.625%
HK$13,803
+HK$792/mo
Deposit HK$1.79M · loan HK$2.68M · min. income ≈ HK$26,022/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$67,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,620
−HK$736/mo
▼ 0.25% · 3.875%
HK$13,986
−HK$370/mo
Today · 4.125%
HK$14,356
baseline
▲ 0.50% · 4.625%
HK$15,113
+HK$757/mo
Deposit HK$1.79M · loan HK$2.68M · min. income ≈ HK$28,712/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$67,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,284
−HK$895/mo
▼ 0.25% · 3.875%
HK$14,728
−HK$451/mo
Today · 4.125%
HK$15,179
baseline
▲ 0.50% · 4.625%
HK$16,103
+HK$924/mo
Deposit HK$1.34M · loan HK$3.13M · min. income ≈ HK$30,358/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$67,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,890
−HK$859/mo
▼ 0.25% · 3.875%
HK$16,317
−HK$432/mo
Today · 4.125%
HK$16,749
baseline
▲ 0.50% · 4.625%
HK$17,632
+HK$883/mo
Deposit HK$1.34M · loan HK$3.13M · min. income ≈ HK$33,498/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$67,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,365
−HK$1,151/mo
▼ 0.25% · 3.875%
HK$18,936
−HK$580/mo
Today · 4.125%
HK$19,516
baseline
▲ 0.50% · 4.625%
HK$20,704
+HK$1,188/mo
Deposit HK$447K · loan HK$4.03M · min. income ≈ HK$39,032/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$67,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,430
−HK$1,104/mo
▼ 0.25% · 3.875%
HK$20,978
−HK$556/mo
Today · 4.125%
HK$21,534
baseline
▲ 0.50% · 4.625%
HK$22,669
+HK$1,135/mo
Deposit HK$447K · loan HK$4.03M · min. income ≈ HK$43,068/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$67,115 · Scale 2, in force from 26 Feb 2026)