LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,042
−HK$6,399/mo
▼ 0.25% · 3.875%
HK$105,217
−HK$3,224/mo
Today · 4.125%
HK$108,441
baseline
▲ 0.50% · 4.625%
HK$115,040
+HK$6,599/mo
Deposit HK$22.38M · loan HK$22.38M · min. income ≈ HK$216,882/mo (50% DSR)
Upfront cash ≈ HK$24.28M (deposit + AVD stamp duty HK$1,901,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,521
−HK$6,133/mo
▼ 0.25% · 3.875%
HK$116,566
−HK$3,088/mo
Today · 4.125%
HK$119,654
baseline
▲ 0.50% · 4.625%
HK$125,962
+HK$6,308/mo
Deposit HK$22.38M · loan HK$22.38M · min. income ≈ HK$239,308/mo (50% DSR)
Upfront cash ≈ HK$24.28M (deposit + AVD stamp duty HK$1,901,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,451
−HK$7,679/mo
▼ 0.25% · 3.875%
HK$126,260
−HK$3,870/mo
Today · 4.125%
HK$130,130
baseline
▲ 0.50% · 4.625%
HK$138,048
+HK$7,918/mo
Deposit HK$17.90M · loan HK$26.85M · min. income ≈ HK$260,260/mo (50% DSR)
Upfront cash ≈ HK$19.80M (deposit + AVD stamp duty HK$1,901,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,225
−HK$7,360/mo
▼ 0.25% · 3.875%
HK$139,879
−HK$3,706/mo
Today · 4.125%
HK$143,585
baseline
▲ 0.50% · 4.625%
HK$151,154
+HK$7,569/mo
Deposit HK$17.90M · loan HK$26.85M · min. income ≈ HK$287,170/mo (50% DSR)
Upfront cash ≈ HK$19.80M (deposit + AVD stamp duty HK$1,901,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,859
−HK$8,959/mo
▼ 0.25% · 3.875%
HK$147,303
−HK$4,515/mo
Today · 4.125%
HK$151,818
baseline
▲ 0.50% · 4.625%
HK$161,056
+HK$9,238/mo
Deposit HK$13.43M · loan HK$31.33M · min. income ≈ HK$303,636/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,901,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,930
−HK$8,586/mo
▼ 0.25% · 3.875%
HK$163,192
−HK$4,324/mo
Today · 4.125%
HK$167,516
baseline
▲ 0.50% · 4.625%
HK$176,346
+HK$8,830/mo
Deposit HK$13.43M · loan HK$31.33M · min. income ≈ HK$335,032/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,901,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,676
−HK$11,519/mo
▼ 0.25% · 3.875%
HK$189,390
−HK$5,805/mo
Today · 4.125%
HK$195,195
baseline
▲ 0.50% · 4.625%
HK$207,072
+HK$11,877/mo
Deposit HK$4.48M · loan HK$40.28M · min. income ≈ HK$390,390/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$1,901,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,338
−HK$11,040/mo
▼ 0.25% · 3.875%
HK$209,818
−HK$5,560/mo
Today · 4.125%
HK$215,378
baseline
▲ 0.50% · 4.625%
HK$226,731
+HK$11,353/mo
Deposit HK$4.48M · loan HK$40.28M · min. income ≈ HK$430,756/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$1,901,894 · Scale 2, in force from 26 Feb 2026)