LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,204
−HK$640/mo
▼ 0.25% · 3.875%
HK$10,522
−HK$322/mo
Today · 4.125%
HK$10,844
baseline
▲ 0.50% · 4.625%
HK$11,504
+HK$660/mo
Deposit HK$2.24M · loan HK$2.24M · min. income ≈ HK$21,688/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$67,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,352
−HK$614/mo
▼ 0.25% · 3.875%
HK$11,657
−HK$309/mo
Today · 4.125%
HK$11,966
baseline
▲ 0.50% · 4.625%
HK$12,596
+HK$630/mo
Deposit HK$2.24M · loan HK$2.24M · min. income ≈ HK$23,932/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$67,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,245
−HK$768/mo
▼ 0.25% · 3.875%
HK$12,626
−HK$387/mo
Today · 4.125%
HK$13,013
baseline
▲ 0.50% · 4.625%
HK$13,805
+HK$792/mo
Deposit HK$1.79M · loan HK$2.69M · min. income ≈ HK$26,026/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$67,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,623
−HK$736/mo
▼ 0.25% · 3.875%
HK$13,988
−HK$371/mo
Today · 4.125%
HK$14,359
baseline
▲ 0.50% · 4.625%
HK$15,116
+HK$757/mo
Deposit HK$1.79M · loan HK$2.69M · min. income ≈ HK$28,718/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$67,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,286
−HK$896/mo
▼ 0.25% · 3.875%
HK$14,730
−HK$452/mo
Today · 4.125%
HK$15,182
baseline
▲ 0.50% · 4.625%
HK$16,106
+HK$924/mo
Deposit HK$1.34M · loan HK$3.13M · min. income ≈ HK$30,364/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$67,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,893
−HK$859/mo
▼ 0.25% · 3.875%
HK$16,319
−HK$433/mo
Today · 4.125%
HK$16,752
baseline
▲ 0.50% · 4.625%
HK$17,635
+HK$883/mo
Deposit HK$1.34M · loan HK$3.13M · min. income ≈ HK$33,504/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$67,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,368
−HK$1,152/mo
▼ 0.25% · 3.875%
HK$18,939
−HK$581/mo
Today · 4.125%
HK$19,520
baseline
▲ 0.50% · 4.625%
HK$20,707
+HK$1,187/mo
Deposit HK$448K · loan HK$4.03M · min. income ≈ HK$39,040/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$67,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,434
−HK$1,104/mo
▼ 0.25% · 3.875%
HK$20,982
−HK$556/mo
Today · 4.125%
HK$21,538
baseline
▲ 0.50% · 4.625%
HK$22,673
+HK$1,135/mo
Deposit HK$448K · loan HK$4.03M · min. income ≈ HK$43,076/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$67,127 · Scale 2, in force from 26 Feb 2026)