LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,047
−HK$6,399/mo
▼ 0.25% · 3.875%
HK$105,221
−HK$3,225/mo
Today · 4.125%
HK$108,446
baseline
▲ 0.50% · 4.625%
HK$115,045
+HK$6,599/mo
Deposit HK$22.38M · loan HK$22.38M · min. income ≈ HK$216,892/mo (50% DSR)
Upfront cash ≈ HK$24.28M (deposit + AVD stamp duty HK$1,901,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,526
−HK$6,134/mo
▼ 0.25% · 3.875%
HK$116,571
−HK$3,089/mo
Today · 4.125%
HK$119,660
baseline
▲ 0.50% · 4.625%
HK$125,967
+HK$6,307/mo
Deposit HK$22.38M · loan HK$22.38M · min. income ≈ HK$239,320/mo (50% DSR)
Upfront cash ≈ HK$24.28M (deposit + AVD stamp duty HK$1,901,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,456
−HK$7,680/mo
▼ 0.25% · 3.875%
HK$126,266
−HK$3,870/mo
Today · 4.125%
HK$130,136
baseline
▲ 0.50% · 4.625%
HK$138,054
+HK$7,918/mo
Deposit HK$17.90M · loan HK$26.85M · min. income ≈ HK$260,272/mo (50% DSR)
Upfront cash ≈ HK$19.80M (deposit + AVD stamp duty HK$1,901,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,232
−HK$7,360/mo
▼ 0.25% · 3.875%
HK$139,885
−HK$3,707/mo
Today · 4.125%
HK$143,592
baseline
▲ 0.50% · 4.625%
HK$151,161
+HK$7,569/mo
Deposit HK$17.90M · loan HK$26.85M · min. income ≈ HK$287,184/mo (50% DSR)
Upfront cash ≈ HK$19.80M (deposit + AVD stamp duty HK$1,901,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,866
−HK$8,959/mo
▼ 0.25% · 3.875%
HK$147,310
−HK$4,515/mo
Today · 4.125%
HK$151,825
baseline
▲ 0.50% · 4.625%
HK$161,063
+HK$9,238/mo
Deposit HK$13.43M · loan HK$31.33M · min. income ≈ HK$303,650/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,901,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,937
−HK$8,587/mo
▼ 0.25% · 3.875%
HK$163,199
−HK$4,325/mo
Today · 4.125%
HK$167,524
baseline
▲ 0.50% · 4.625%
HK$176,354
+HK$8,830/mo
Deposit HK$13.43M · loan HK$31.33M · min. income ≈ HK$335,048/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,901,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,685
−HK$11,518/mo
▼ 0.25% · 3.875%
HK$189,398
−HK$5,805/mo
Today · 4.125%
HK$195,203
baseline
▲ 0.50% · 4.625%
HK$207,081
+HK$11,878/mo
Deposit HK$4.48M · loan HK$40.28M · min. income ≈ HK$390,406/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$1,901,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,347
−HK$11,041/mo
▼ 0.25% · 3.875%
HK$209,828
−HK$5,560/mo
Today · 4.125%
HK$215,388
baseline
▲ 0.50% · 4.625%
HK$226,741
+HK$11,353/mo
Deposit HK$4.48M · loan HK$40.28M · min. income ≈ HK$430,776/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$1,901,979 · Scale 2, in force from 26 Feb 2026)