LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,049
−HK$6,399/mo
▼ 0.25% · 3.875%
HK$105,223
−HK$3,225/mo
Today · 4.125%
HK$108,448
baseline
▲ 0.50% · 4.625%
HK$115,047
+HK$6,599/mo
Deposit HK$22.38M · loan HK$22.38M · min. income ≈ HK$216,896/mo (50% DSR)
Upfront cash ≈ HK$24.28M (deposit + AVD stamp duty HK$1,902,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,528
−HK$6,134/mo
▼ 0.25% · 3.875%
HK$116,573
−HK$3,089/mo
Today · 4.125%
HK$119,662
baseline
▲ 0.50% · 4.625%
HK$125,970
+HK$6,308/mo
Deposit HK$22.38M · loan HK$22.38M · min. income ≈ HK$239,324/mo (50% DSR)
Upfront cash ≈ HK$24.28M (deposit + AVD stamp duty HK$1,902,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,459
−HK$7,679/mo
▼ 0.25% · 3.875%
HK$126,268
−HK$3,870/mo
Today · 4.125%
HK$130,138
baseline
▲ 0.50% · 4.625%
HK$138,057
+HK$7,919/mo
Deposit HK$17.90M · loan HK$26.85M · min. income ≈ HK$260,276/mo (50% DSR)
Upfront cash ≈ HK$19.80M (deposit + AVD stamp duty HK$1,902,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,234
−HK$7,360/mo
▼ 0.25% · 3.875%
HK$139,888
−HK$3,706/mo
Today · 4.125%
HK$143,594
baseline
▲ 0.50% · 4.625%
HK$151,163
+HK$7,569/mo
Deposit HK$17.90M · loan HK$26.85M · min. income ≈ HK$287,188/mo (50% DSR)
Upfront cash ≈ HK$19.80M (deposit + AVD stamp duty HK$1,902,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,869
−HK$8,959/mo
▼ 0.25% · 3.875%
HK$147,313
−HK$4,515/mo
Today · 4.125%
HK$151,828
baseline
▲ 0.50% · 4.625%
HK$161,066
+HK$9,238/mo
Deposit HK$13.43M · loan HK$31.33M · min. income ≈ HK$303,656/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,902,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,940
−HK$8,587/mo
▼ 0.25% · 3.875%
HK$163,202
−HK$4,325/mo
Today · 4.125%
HK$167,527
baseline
▲ 0.50% · 4.625%
HK$176,357
+HK$8,830/mo
Deposit HK$13.43M · loan HK$31.33M · min. income ≈ HK$335,054/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,902,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,688
−HK$11,519/mo
▼ 0.25% · 3.875%
HK$189,402
−HK$5,805/mo
Today · 4.125%
HK$195,207
baseline
▲ 0.50% · 4.625%
HK$207,085
+HK$11,878/mo
Deposit HK$4.48M · loan HK$40.28M · min. income ≈ HK$390,414/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$1,902,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,351
−HK$11,041/mo
▼ 0.25% · 3.875%
HK$209,832
−HK$5,560/mo
Today · 4.125%
HK$215,392
baseline
▲ 0.50% · 4.625%
HK$226,745
+HK$11,353/mo
Deposit HK$4.48M · loan HK$40.28M · min. income ≈ HK$430,784/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$1,902,015 · Scale 2, in force from 26 Feb 2026)