LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,051
−HK$6,400/mo
▼ 0.25% · 3.875%
HK$105,226
−HK$3,225/mo
Today · 4.125%
HK$108,451
baseline
▲ 0.50% · 4.625%
HK$115,050
+HK$6,599/mo
Deposit HK$22.38M · loan HK$22.38M · min. income ≈ HK$216,902/mo (50% DSR)
Upfront cash ≈ HK$24.28M (deposit + AVD stamp duty HK$1,902,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,531
−HK$6,134/mo
▼ 0.25% · 3.875%
HK$116,576
−HK$3,089/mo
Today · 4.125%
HK$119,665
baseline
▲ 0.50% · 4.625%
HK$125,972
+HK$6,307/mo
Deposit HK$22.38M · loan HK$22.38M · min. income ≈ HK$239,330/mo (50% DSR)
Upfront cash ≈ HK$24.28M (deposit + AVD stamp duty HK$1,902,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,461
−HK$7,680/mo
▼ 0.25% · 3.875%
HK$126,271
−HK$3,870/mo
Today · 4.125%
HK$130,141
baseline
▲ 0.50% · 4.625%
HK$138,060
+HK$7,919/mo
Deposit HK$17.90M · loan HK$26.85M · min. income ≈ HK$260,282/mo (50% DSR)
Upfront cash ≈ HK$19.80M (deposit + AVD stamp duty HK$1,902,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,237
−HK$7,361/mo
▼ 0.25% · 3.875%
HK$139,891
−HK$3,707/mo
Today · 4.125%
HK$143,598
baseline
▲ 0.50% · 4.625%
HK$151,167
+HK$7,569/mo
Deposit HK$17.90M · loan HK$26.85M · min. income ≈ HK$287,196/mo (50% DSR)
Upfront cash ≈ HK$19.80M (deposit + AVD stamp duty HK$1,902,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,872
−HK$8,959/mo
▼ 0.25% · 3.875%
HK$147,316
−HK$4,515/mo
Today · 4.125%
HK$151,831
baseline
▲ 0.50% · 4.625%
HK$161,070
+HK$9,239/mo
Deposit HK$13.43M · loan HK$31.33M · min. income ≈ HK$303,662/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,902,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,943
−HK$8,587/mo
▼ 0.25% · 3.875%
HK$163,206
−HK$4,324/mo
Today · 4.125%
HK$167,530
baseline
▲ 0.50% · 4.625%
HK$176,361
+HK$8,831/mo
Deposit HK$13.43M · loan HK$31.33M · min. income ≈ HK$335,060/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,902,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,692
−HK$11,519/mo
▼ 0.25% · 3.875%
HK$189,406
−HK$5,805/mo
Today · 4.125%
HK$195,211
baseline
▲ 0.50% · 4.625%
HK$207,089
+HK$11,878/mo
Deposit HK$4.48M · loan HK$40.28M · min. income ≈ HK$390,422/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$1,902,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,356
−HK$11,040/mo
▼ 0.25% · 3.875%
HK$209,836
−HK$5,560/mo
Today · 4.125%
HK$215,396
baseline
▲ 0.50% · 4.625%
HK$226,750
+HK$11,354/mo
Deposit HK$4.48M · loan HK$40.28M · min. income ≈ HK$430,792/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$1,902,056 · Scale 2, in force from 26 Feb 2026)