LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,052
−HK$6,399/mo
▼ 0.25% · 3.875%
HK$105,226
−HK$3,225/mo
Today · 4.125%
HK$108,451
baseline
▲ 0.50% · 4.625%
HK$115,050
+HK$6,599/mo
Deposit HK$22.38M · loan HK$22.38M · min. income ≈ HK$216,902/mo (50% DSR)
Upfront cash ≈ HK$24.28M (deposit + AVD stamp duty HK$1,902,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,532
−HK$6,133/mo
▼ 0.25% · 3.875%
HK$116,576
−HK$3,089/mo
Today · 4.125%
HK$119,665
baseline
▲ 0.50% · 4.625%
HK$125,973
+HK$6,308/mo
Deposit HK$22.38M · loan HK$22.38M · min. income ≈ HK$239,330/mo (50% DSR)
Upfront cash ≈ HK$24.28M (deposit + AVD stamp duty HK$1,902,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,462
−HK$7,680/mo
▼ 0.25% · 3.875%
HK$126,271
−HK$3,871/mo
Today · 4.125%
HK$130,142
baseline
▲ 0.50% · 4.625%
HK$138,060
+HK$7,918/mo
Deposit HK$17.90M · loan HK$26.85M · min. income ≈ HK$260,284/mo (50% DSR)
Upfront cash ≈ HK$19.80M (deposit + AVD stamp duty HK$1,902,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,238
−HK$7,360/mo
▼ 0.25% · 3.875%
HK$139,892
−HK$3,706/mo
Today · 4.125%
HK$143,598
baseline
▲ 0.50% · 4.625%
HK$151,168
+HK$7,570/mo
Deposit HK$17.90M · loan HK$26.85M · min. income ≈ HK$287,196/mo (50% DSR)
Upfront cash ≈ HK$19.80M (deposit + AVD stamp duty HK$1,902,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,872
−HK$8,960/mo
▼ 0.25% · 3.875%
HK$147,317
−HK$4,515/mo
Today · 4.125%
HK$151,832
baseline
▲ 0.50% · 4.625%
HK$161,070
+HK$9,238/mo
Deposit HK$13.43M · loan HK$31.33M · min. income ≈ HK$303,664/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,902,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,944
−HK$8,587/mo
▼ 0.25% · 3.875%
HK$163,207
−HK$4,324/mo
Today · 4.125%
HK$167,531
baseline
▲ 0.50% · 4.625%
HK$176,362
+HK$8,831/mo
Deposit HK$13.43M · loan HK$31.33M · min. income ≈ HK$335,062/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,902,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,693
−HK$11,519/mo
▼ 0.25% · 3.875%
HK$189,407
−HK$5,805/mo
Today · 4.125%
HK$195,212
baseline
▲ 0.50% · 4.625%
HK$207,091
+HK$11,879/mo
Deposit HK$4.48M · loan HK$40.28M · min. income ≈ HK$390,424/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$1,902,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,357
−HK$11,041/mo
▼ 0.25% · 3.875%
HK$209,838
−HK$5,560/mo
Today · 4.125%
HK$215,398
baseline
▲ 0.50% · 4.625%
HK$226,751
+HK$11,353/mo
Deposit HK$4.48M · loan HK$40.28M · min. income ≈ HK$430,796/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$1,902,067 · Scale 2, in force from 26 Feb 2026)