LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,061
−HK$6,400/mo
▼ 0.25% · 3.875%
HK$105,236
−HK$3,225/mo
Today · 4.125%
HK$108,461
baseline
▲ 0.50% · 4.625%
HK$115,061
+HK$6,600/mo
Deposit HK$22.38M · loan HK$22.38M · min. income ≈ HK$216,922/mo (50% DSR)
Upfront cash ≈ HK$24.28M (deposit + AVD stamp duty HK$1,902,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,542
−HK$6,134/mo
▼ 0.25% · 3.875%
HK$116,587
−HK$3,089/mo
Today · 4.125%
HK$119,676
baseline
▲ 0.50% · 4.625%
HK$125,984
+HK$6,308/mo
Deposit HK$22.38M · loan HK$22.38M · min. income ≈ HK$239,352/mo (50% DSR)
Upfront cash ≈ HK$24.28M (deposit + AVD stamp duty HK$1,902,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,473
−HK$7,680/mo
▼ 0.25% · 3.875%
HK$126,283
−HK$3,870/mo
Today · 4.125%
HK$130,153
baseline
▲ 0.50% · 4.625%
HK$138,073
+HK$7,920/mo
Deposit HK$17.90M · loan HK$26.86M · min. income ≈ HK$260,306/mo (50% DSR)
Upfront cash ≈ HK$19.81M (deposit + AVD stamp duty HK$1,902,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,250
−HK$7,361/mo
▼ 0.25% · 3.875%
HK$139,904
−HK$3,707/mo
Today · 4.125%
HK$143,611
baseline
▲ 0.50% · 4.625%
HK$151,181
+HK$7,570/mo
Deposit HK$17.90M · loan HK$26.86M · min. income ≈ HK$287,222/mo (50% DSR)
Upfront cash ≈ HK$19.81M (deposit + AVD stamp duty HK$1,902,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,885
−HK$8,961/mo
▼ 0.25% · 3.875%
HK$147,330
−HK$4,516/mo
Today · 4.125%
HK$151,846
baseline
▲ 0.50% · 4.625%
HK$161,085
+HK$9,239/mo
Deposit HK$13.43M · loan HK$31.33M · min. income ≈ HK$303,692/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,902,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,959
−HK$8,588/mo
▼ 0.25% · 3.875%
HK$163,222
−HK$4,325/mo
Today · 4.125%
HK$167,547
baseline
▲ 0.50% · 4.625%
HK$176,378
+HK$8,831/mo
Deposit HK$13.43M · loan HK$31.33M · min. income ≈ HK$335,094/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,902,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,710
−HK$11,520/mo
▼ 0.25% · 3.875%
HK$189,424
−HK$5,806/mo
Today · 4.125%
HK$195,230
baseline
▲ 0.50% · 4.625%
HK$207,109
+HK$11,879/mo
Deposit HK$4.48M · loan HK$40.28M · min. income ≈ HK$390,460/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$1,902,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,375
−HK$11,042/mo
▼ 0.25% · 3.875%
HK$209,856
−HK$5,561/mo
Today · 4.125%
HK$215,417
baseline
▲ 0.50% · 4.625%
HK$226,772
+HK$11,355/mo
Deposit HK$4.48M · loan HK$40.28M · min. income ≈ HK$430,834/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$1,902,239 · Scale 2, in force from 26 Feb 2026)