LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,207
−HK$640/mo
▼ 0.25% · 3.875%
HK$10,524
−HK$323/mo
Today · 4.125%
HK$10,847
baseline
▲ 0.50% · 4.625%
HK$11,507
+HK$660/mo
Deposit HK$2.24M · loan HK$2.24M · min. income ≈ HK$21,694/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$67,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,355
−HK$614/mo
▼ 0.25% · 3.875%
HK$11,660
−HK$309/mo
Today · 4.125%
HK$11,969
baseline
▲ 0.50% · 4.625%
HK$12,599
+HK$630/mo
Deposit HK$2.24M · loan HK$2.24M · min. income ≈ HK$23,938/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$67,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,248
−HK$768/mo
▼ 0.25% · 3.875%
HK$12,629
−HK$387/mo
Today · 4.125%
HK$13,016
baseline
▲ 0.50% · 4.625%
HK$13,808
+HK$792/mo
Deposit HK$1.79M · loan HK$2.69M · min. income ≈ HK$26,032/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$67,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,626
−HK$736/mo
▼ 0.25% · 3.875%
HK$13,992
−HK$370/mo
Today · 4.125%
HK$14,362
baseline
▲ 0.50% · 4.625%
HK$15,119
+HK$757/mo
Deposit HK$1.79M · loan HK$2.69M · min. income ≈ HK$28,724/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$67,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,290
−HK$896/mo
▼ 0.25% · 3.875%
HK$14,734
−HK$452/mo
Today · 4.125%
HK$15,186
baseline
▲ 0.50% · 4.625%
HK$16,110
+HK$924/mo
Deposit HK$1.34M · loan HK$3.13M · min. income ≈ HK$30,372/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$67,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,897
−HK$859/mo
▼ 0.25% · 3.875%
HK$16,323
−HK$433/mo
Today · 4.125%
HK$16,756
baseline
▲ 0.50% · 4.625%
HK$17,639
+HK$883/mo
Deposit HK$1.34M · loan HK$3.13M · min. income ≈ HK$33,512/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$67,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,372
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$18,944
−HK$581/mo
Today · 4.125%
HK$19,525
baseline
▲ 0.50% · 4.625%
HK$20,713
+HK$1,188/mo
Deposit HK$448K · loan HK$4.03M · min. income ≈ HK$39,050/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$67,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,439
−HK$1,104/mo
▼ 0.25% · 3.875%
HK$20,987
−HK$556/mo
Today · 4.125%
HK$21,543
baseline
▲ 0.50% · 4.625%
HK$22,679
+HK$1,136/mo
Deposit HK$448K · loan HK$4.03M · min. income ≈ HK$43,086/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$67,144 · Scale 2, in force from 26 Feb 2026)