LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,071
−HK$6,401/mo
▼ 0.25% · 3.875%
HK$105,246
−HK$3,226/mo
Today · 4.125%
HK$108,472
baseline
▲ 0.50% · 4.625%
HK$115,072
+HK$6,600/mo
Deposit HK$22.38M · loan HK$22.38M · min. income ≈ HK$216,944/mo (50% DSR)
Upfront cash ≈ HK$24.28M (deposit + AVD stamp duty HK$1,902,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,553
−HK$6,135/mo
▼ 0.25% · 3.875%
HK$116,598
−HK$3,090/mo
Today · 4.125%
HK$119,688
baseline
▲ 0.50% · 4.625%
HK$125,997
+HK$6,309/mo
Deposit HK$22.38M · loan HK$22.38M · min. income ≈ HK$239,376/mo (50% DSR)
Upfront cash ≈ HK$24.28M (deposit + AVD stamp duty HK$1,902,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,485
−HK$7,681/mo
▼ 0.25% · 3.875%
HK$126,295
−HK$3,871/mo
Today · 4.125%
HK$130,166
baseline
▲ 0.50% · 4.625%
HK$138,086
+HK$7,920/mo
Deposit HK$17.91M · loan HK$26.86M · min. income ≈ HK$260,332/mo (50% DSR)
Upfront cash ≈ HK$19.81M (deposit + AVD stamp duty HK$1,902,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,264
−HK$7,361/mo
▼ 0.25% · 3.875%
HK$139,918
−HK$3,707/mo
Today · 4.125%
HK$143,625
baseline
▲ 0.50% · 4.625%
HK$151,196
+HK$7,571/mo
Deposit HK$17.91M · loan HK$26.86M · min. income ≈ HK$287,250/mo (50% DSR)
Upfront cash ≈ HK$19.81M (deposit + AVD stamp duty HK$1,902,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,899
−HK$8,961/mo
▼ 0.25% · 3.875%
HK$147,344
−HK$4,516/mo
Today · 4.125%
HK$151,860
baseline
▲ 0.50% · 4.625%
HK$161,101
+HK$9,241/mo
Deposit HK$13.43M · loan HK$31.33M · min. income ≈ HK$303,720/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,902,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,974
−HK$8,589/mo
▼ 0.25% · 3.875%
HK$163,238
−HK$4,325/mo
Today · 4.125%
HK$167,563
baseline
▲ 0.50% · 4.625%
HK$176,395
+HK$8,832/mo
Deposit HK$13.43M · loan HK$31.33M · min. income ≈ HK$335,126/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,902,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,728
−HK$11,521/mo
▼ 0.25% · 3.875%
HK$189,443
−HK$5,806/mo
Today · 4.125%
HK$195,249
baseline
▲ 0.50% · 4.625%
HK$207,130
+HK$11,881/mo
Deposit HK$4.48M · loan HK$40.29M · min. income ≈ HK$390,498/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$1,902,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,395
−HK$11,043/mo
▼ 0.25% · 3.875%
HK$209,877
−HK$5,561/mo
Today · 4.125%
HK$215,438
baseline
▲ 0.50% · 4.625%
HK$226,794
+HK$11,356/mo
Deposit HK$4.48M · loan HK$40.29M · min. income ≈ HK$430,876/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$1,902,426 · Scale 2, in force from 26 Feb 2026)