LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,209
−HK$640/mo
▼ 0.25% · 3.875%
HK$10,526
−HK$323/mo
Today · 4.125%
HK$10,849
baseline
▲ 0.50% · 4.625%
HK$11,509
+HK$660/mo
Deposit HK$2.24M · loan HK$2.24M · min. income ≈ HK$21,698/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$67,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,357
−HK$613/mo
▼ 0.25% · 3.875%
HK$11,661
−HK$309/mo
Today · 4.125%
HK$11,970
baseline
▲ 0.50% · 4.625%
HK$12,601
+HK$631/mo
Deposit HK$2.24M · loan HK$2.24M · min. income ≈ HK$23,940/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$67,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,250
−HK$768/mo
▼ 0.25% · 3.875%
HK$12,631
−HK$387/mo
Today · 4.125%
HK$13,018
baseline
▲ 0.50% · 4.625%
HK$13,811
+HK$793/mo
Deposit HK$1.79M · loan HK$2.69M · min. income ≈ HK$26,036/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$67,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,628
−HK$737/mo
▼ 0.25% · 3.875%
HK$13,994
−HK$371/mo
Today · 4.125%
HK$14,365
baseline
▲ 0.50% · 4.625%
HK$15,122
+HK$757/mo
Deposit HK$1.79M · loan HK$2.69M · min. income ≈ HK$28,730/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$67,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,292
−HK$896/mo
▼ 0.25% · 3.875%
HK$14,737
−HK$451/mo
Today · 4.125%
HK$15,188
baseline
▲ 0.50% · 4.625%
HK$16,112
+HK$924/mo
Deposit HK$1.34M · loan HK$3.13M · min. income ≈ HK$30,376/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$67,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,900
−HK$859/mo
▼ 0.25% · 3.875%
HK$16,326
−HK$433/mo
Today · 4.125%
HK$16,759
baseline
▲ 0.50% · 4.625%
HK$17,642
+HK$883/mo
Deposit HK$1.34M · loan HK$3.13M · min. income ≈ HK$33,518/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$67,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,375
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$18,947
−HK$581/mo
Today · 4.125%
HK$19,528
baseline
▲ 0.50% · 4.625%
HK$20,716
+HK$1,188/mo
Deposit HK$448K · loan HK$4.03M · min. income ≈ HK$39,056/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$67,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,442
−HK$1,105/mo
▼ 0.25% · 3.875%
HK$20,991
−HK$556/mo
Today · 4.125%
HK$21,547
baseline
▲ 0.50% · 4.625%
HK$22,683
+HK$1,136/mo
Deposit HK$448K · loan HK$4.03M · min. income ≈ HK$43,094/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$67,154 · Scale 2, in force from 26 Feb 2026)