LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,108
−HK$6,403/mo
▼ 0.25% · 3.875%
HK$105,284
−HK$3,227/mo
Today · 4.125%
HK$108,511
baseline
▲ 0.50% · 4.625%
HK$115,114
+HK$6,603/mo
Deposit HK$22.39M · loan HK$22.39M · min. income ≈ HK$217,022/mo (50% DSR)
Upfront cash ≈ HK$24.29M (deposit + AVD stamp duty HK$1,903,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,594
−HK$6,138/mo
▼ 0.25% · 3.875%
HK$116,641
−HK$3,091/mo
Today · 4.125%
HK$119,732
baseline
▲ 0.50% · 4.625%
HK$126,043
+HK$6,311/mo
Deposit HK$22.39M · loan HK$22.39M · min. income ≈ HK$239,464/mo (50% DSR)
Upfront cash ≈ HK$24.29M (deposit + AVD stamp duty HK$1,903,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,530
−HK$7,684/mo
▼ 0.25% · 3.875%
HK$126,341
−HK$3,873/mo
Today · 4.125%
HK$130,214
baseline
▲ 0.50% · 4.625%
HK$138,137
+HK$7,923/mo
Deposit HK$17.91M · loan HK$26.87M · min. income ≈ HK$260,428/mo (50% DSR)
Upfront cash ≈ HK$19.81M (deposit + AVD stamp duty HK$1,903,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,313
−HK$7,365/mo
▼ 0.25% · 3.875%
HK$139,969
−HK$3,709/mo
Today · 4.125%
HK$143,678
baseline
▲ 0.50% · 4.625%
HK$151,251
+HK$7,573/mo
Deposit HK$17.91M · loan HK$26.87M · min. income ≈ HK$287,356/mo (50% DSR)
Upfront cash ≈ HK$19.81M (deposit + AVD stamp duty HK$1,903,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,952
−HK$8,964/mo
▼ 0.25% · 3.875%
HK$147,398
−HK$4,518/mo
Today · 4.125%
HK$151,916
baseline
▲ 0.50% · 4.625%
HK$161,160
+HK$9,244/mo
Deposit HK$13.43M · loan HK$31.35M · min. income ≈ HK$303,832/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,903,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,032
−HK$8,592/mo
▼ 0.25% · 3.875%
HK$163,297
−HK$4,327/mo
Today · 4.125%
HK$167,624
baseline
▲ 0.50% · 4.625%
HK$176,460
+HK$8,836/mo
Deposit HK$13.43M · loan HK$31.35M · min. income ≈ HK$335,248/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,903,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,795
−HK$11,526/mo
▼ 0.25% · 3.875%
HK$189,512
−HK$5,809/mo
Today · 4.125%
HK$195,321
baseline
▲ 0.50% · 4.625%
HK$207,205
+HK$11,884/mo
Deposit HK$4.48M · loan HK$40.30M · min. income ≈ HK$390,642/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$1,903,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,470
−HK$11,047/mo
▼ 0.25% · 3.875%
HK$209,954
−HK$5,563/mo
Today · 4.125%
HK$215,517
baseline
▲ 0.50% · 4.625%
HK$226,877
+HK$11,360/mo
Deposit HK$4.48M · loan HK$40.30M · min. income ≈ HK$431,034/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$1,903,121 · Scale 2, in force from 26 Feb 2026)