LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,110
−HK$6,403/mo
▼ 0.25% · 3.875%
HK$105,286
−HK$3,227/mo
Today · 4.125%
HK$108,513
baseline
▲ 0.50% · 4.625%
HK$115,115
+HK$6,602/mo
Deposit HK$22.39M · loan HK$22.39M · min. income ≈ HK$217,026/mo (50% DSR)
Upfront cash ≈ HK$24.29M (deposit + AVD stamp duty HK$1,903,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,596
−HK$6,137/mo
▼ 0.25% · 3.875%
HK$116,642
−HK$3,091/mo
Today · 4.125%
HK$119,733
baseline
▲ 0.50% · 4.625%
HK$126,044
+HK$6,311/mo
Deposit HK$22.39M · loan HK$22.39M · min. income ≈ HK$239,466/mo (50% DSR)
Upfront cash ≈ HK$24.29M (deposit + AVD stamp duty HK$1,903,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,531
−HK$7,684/mo
▼ 0.25% · 3.875%
HK$126,343
−HK$3,872/mo
Today · 4.125%
HK$130,215
baseline
▲ 0.50% · 4.625%
HK$138,139
+HK$7,924/mo
Deposit HK$17.91M · loan HK$26.87M · min. income ≈ HK$260,430/mo (50% DSR)
Upfront cash ≈ HK$19.82M (deposit + AVD stamp duty HK$1,903,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,315
−HK$7,365/mo
▼ 0.25% · 3.875%
HK$139,971
−HK$3,709/mo
Today · 4.125%
HK$143,680
baseline
▲ 0.50% · 4.625%
HK$151,253
+HK$7,573/mo
Deposit HK$17.91M · loan HK$26.87M · min. income ≈ HK$287,360/mo (50% DSR)
Upfront cash ≈ HK$19.82M (deposit + AVD stamp duty HK$1,903,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,953
−HK$8,965/mo
▼ 0.25% · 3.875%
HK$147,400
−HK$4,518/mo
Today · 4.125%
HK$151,918
baseline
▲ 0.50% · 4.625%
HK$161,162
+HK$9,244/mo
Deposit HK$13.43M · loan HK$31.35M · min. income ≈ HK$303,836/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,903,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,034
−HK$8,592/mo
▼ 0.25% · 3.875%
HK$163,299
−HK$4,327/mo
Today · 4.125%
HK$167,626
baseline
▲ 0.50% · 4.625%
HK$176,462
+HK$8,836/mo
Deposit HK$13.43M · loan HK$31.35M · min. income ≈ HK$335,252/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,903,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,797
−HK$11,526/mo
▼ 0.25% · 3.875%
HK$189,514
−HK$5,809/mo
Today · 4.125%
HK$195,323
baseline
▲ 0.50% · 4.625%
HK$207,208
+HK$11,885/mo
Deposit HK$4.48M · loan HK$40.30M · min. income ≈ HK$390,646/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$1,903,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,473
−HK$11,047/mo
▼ 0.25% · 3.875%
HK$209,956
−HK$5,564/mo
Today · 4.125%
HK$215,520
baseline
▲ 0.50% · 4.625%
HK$226,880
+HK$11,360/mo
Deposit HK$4.48M · loan HK$40.30M · min. income ≈ HK$431,040/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$1,903,145 · Scale 2, in force from 26 Feb 2026)