LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,113
−HK$6,403/mo
▼ 0.25% · 3.875%
HK$105,289
−HK$3,227/mo
Today · 4.125%
HK$108,516
baseline
▲ 0.50% · 4.625%
HK$115,119
+HK$6,603/mo
Deposit HK$22.39M · loan HK$22.39M · min. income ≈ HK$217,032/mo (50% DSR)
Upfront cash ≈ HK$24.29M (deposit + AVD stamp duty HK$1,903,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,599
−HK$6,138/mo
▼ 0.25% · 3.875%
HK$116,646
−HK$3,091/mo
Today · 4.125%
HK$119,737
baseline
▲ 0.50% · 4.625%
HK$126,048
+HK$6,311/mo
Deposit HK$22.39M · loan HK$22.39M · min. income ≈ HK$239,474/mo (50% DSR)
Upfront cash ≈ HK$24.29M (deposit + AVD stamp duty HK$1,903,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,535
−HK$7,684/mo
▼ 0.25% · 3.875%
HK$126,347
−HK$3,872/mo
Today · 4.125%
HK$130,219
baseline
▲ 0.50% · 4.625%
HK$138,143
+HK$7,924/mo
Deposit HK$17.91M · loan HK$26.87M · min. income ≈ HK$260,438/mo (50% DSR)
Upfront cash ≈ HK$19.82M (deposit + AVD stamp duty HK$1,903,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,319
−HK$7,365/mo
▼ 0.25% · 3.875%
HK$139,975
−HK$3,709/mo
Today · 4.125%
HK$143,684
baseline
▲ 0.50% · 4.625%
HK$151,258
+HK$7,574/mo
Deposit HK$17.91M · loan HK$26.87M · min. income ≈ HK$287,368/mo (50% DSR)
Upfront cash ≈ HK$19.82M (deposit + AVD stamp duty HK$1,903,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,958
−HK$8,964/mo
▼ 0.25% · 3.875%
HK$147,404
−HK$4,518/mo
Today · 4.125%
HK$151,922
baseline
▲ 0.50% · 4.625%
HK$161,166
+HK$9,244/mo
Deposit HK$13.43M · loan HK$31.35M · min. income ≈ HK$303,844/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,903,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,039
−HK$8,592/mo
▼ 0.25% · 3.875%
HK$163,304
−HK$4,327/mo
Today · 4.125%
HK$167,631
baseline
▲ 0.50% · 4.625%
HK$176,467
+HK$8,836/mo
Deposit HK$13.43M · loan HK$31.35M · min. income ≈ HK$335,262/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,903,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,803
−HK$11,526/mo
▼ 0.25% · 3.875%
HK$189,520
−HK$5,809/mo
Today · 4.125%
HK$195,329
baseline
▲ 0.50% · 4.625%
HK$207,214
+HK$11,885/mo
Deposit HK$4.48M · loan HK$40.30M · min. income ≈ HK$390,658/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$1,903,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,479
−HK$11,047/mo
▼ 0.25% · 3.875%
HK$209,963
−HK$5,563/mo
Today · 4.125%
HK$215,526
baseline
▲ 0.50% · 4.625%
HK$226,887
+HK$11,361/mo
Deposit HK$4.48M · loan HK$40.30M · min. income ≈ HK$431,052/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$1,903,200 · Scale 2, in force from 26 Feb 2026)