LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,114
−HK$6,403/mo
▼ 0.25% · 3.875%
HK$105,290
−HK$3,227/mo
Today · 4.125%
HK$108,517
baseline
▲ 0.50% · 4.625%
HK$115,120
+HK$6,603/mo
Deposit HK$22.39M · loan HK$22.39M · min. income ≈ HK$217,034/mo (50% DSR)
Upfront cash ≈ HK$24.29M (deposit + AVD stamp duty HK$1,903,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,601
−HK$6,137/mo
▼ 0.25% · 3.875%
HK$116,647
−HK$3,091/mo
Today · 4.125%
HK$119,738
baseline
▲ 0.50% · 4.625%
HK$126,050
+HK$6,312/mo
Deposit HK$22.39M · loan HK$22.39M · min. income ≈ HK$239,476/mo (50% DSR)
Upfront cash ≈ HK$24.29M (deposit + AVD stamp duty HK$1,903,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,537
−HK$7,684/mo
▼ 0.25% · 3.875%
HK$126,348
−HK$3,873/mo
Today · 4.125%
HK$130,221
baseline
▲ 0.50% · 4.625%
HK$138,144
+HK$7,923/mo
Deposit HK$17.91M · loan HK$26.87M · min. income ≈ HK$260,442/mo (50% DSR)
Upfront cash ≈ HK$19.82M (deposit + AVD stamp duty HK$1,903,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,321
−HK$7,365/mo
▼ 0.25% · 3.875%
HK$139,977
−HK$3,709/mo
Today · 4.125%
HK$143,686
baseline
▲ 0.50% · 4.625%
HK$151,260
+HK$7,574/mo
Deposit HK$17.91M · loan HK$26.87M · min. income ≈ HK$287,372/mo (50% DSR)
Upfront cash ≈ HK$19.82M (deposit + AVD stamp duty HK$1,903,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,959
−HK$8,965/mo
▼ 0.25% · 3.875%
HK$147,406
−HK$4,518/mo
Today · 4.125%
HK$151,924
baseline
▲ 0.50% · 4.625%
HK$161,168
+HK$9,244/mo
Deposit HK$13.43M · loan HK$31.35M · min. income ≈ HK$303,848/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,903,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,041
−HK$8,592/mo
▼ 0.25% · 3.875%
HK$163,306
−HK$4,327/mo
Today · 4.125%
HK$167,633
baseline
▲ 0.50% · 4.625%
HK$176,470
+HK$8,837/mo
Deposit HK$13.43M · loan HK$31.35M · min. income ≈ HK$335,266/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,903,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,805
−HK$11,526/mo
▼ 0.25% · 3.875%
HK$189,522
−HK$5,809/mo
Today · 4.125%
HK$195,331
baseline
▲ 0.50% · 4.625%
HK$207,217
+HK$11,886/mo
Deposit HK$4.48M · loan HK$40.30M · min. income ≈ HK$390,662/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$1,903,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,481
−HK$11,048/mo
▼ 0.25% · 3.875%
HK$209,965
−HK$5,564/mo
Today · 4.125%
HK$215,529
baseline
▲ 0.50% · 4.625%
HK$226,889
+HK$11,360/mo
Deposit HK$4.48M · loan HK$40.30M · min. income ≈ HK$431,058/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$1,903,225 · Scale 2, in force from 26 Feb 2026)