LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,116
−HK$6,403/mo
▼ 0.25% · 3.875%
HK$105,292
−HK$3,227/mo
Today · 4.125%
HK$108,519
baseline
▲ 0.50% · 4.625%
HK$115,122
+HK$6,603/mo
Deposit HK$22.39M · loan HK$22.39M · min. income ≈ HK$217,038/mo (50% DSR)
Upfront cash ≈ HK$24.29M (deposit + AVD stamp duty HK$1,903,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,603
−HK$6,137/mo
▼ 0.25% · 3.875%
HK$116,649
−HK$3,091/mo
Today · 4.125%
HK$119,740
baseline
▲ 0.50% · 4.625%
HK$126,052
+HK$6,312/mo
Deposit HK$22.39M · loan HK$22.39M · min. income ≈ HK$239,480/mo (50% DSR)
Upfront cash ≈ HK$24.29M (deposit + AVD stamp duty HK$1,903,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,539
−HK$7,684/mo
▼ 0.25% · 3.875%
HK$126,351
−HK$3,872/mo
Today · 4.125%
HK$130,223
baseline
▲ 0.50% · 4.625%
HK$138,147
+HK$7,924/mo
Deposit HK$17.91M · loan HK$26.87M · min. income ≈ HK$260,446/mo (50% DSR)
Upfront cash ≈ HK$19.82M (deposit + AVD stamp duty HK$1,903,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,323
−HK$7,365/mo
▼ 0.25% · 3.875%
HK$139,979
−HK$3,709/mo
Today · 4.125%
HK$143,688
baseline
▲ 0.50% · 4.625%
HK$151,262
+HK$7,574/mo
Deposit HK$17.91M · loan HK$26.87M · min. income ≈ HK$287,376/mo (50% DSR)
Upfront cash ≈ HK$19.82M (deposit + AVD stamp duty HK$1,903,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,962
−HK$8,965/mo
▼ 0.25% · 3.875%
HK$147,409
−HK$4,518/mo
Today · 4.125%
HK$151,927
baseline
▲ 0.50% · 4.625%
HK$161,171
+HK$9,244/mo
Deposit HK$13.43M · loan HK$31.35M · min. income ≈ HK$303,854/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,903,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,044
−HK$8,592/mo
▼ 0.25% · 3.875%
HK$163,309
−HK$4,327/mo
Today · 4.125%
HK$167,636
baseline
▲ 0.50% · 4.625%
HK$176,473
+HK$8,837/mo
Deposit HK$13.43M · loan HK$31.35M · min. income ≈ HK$335,272/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,903,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,808
−HK$11,527/mo
▼ 0.25% · 3.875%
HK$189,526
−HK$5,809/mo
Today · 4.125%
HK$195,335
baseline
▲ 0.50% · 4.625%
HK$207,220
+HK$11,885/mo
Deposit HK$4.48M · loan HK$40.30M · min. income ≈ HK$390,670/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$1,903,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,485
−HK$11,048/mo
▼ 0.25% · 3.875%
HK$209,969
−HK$5,564/mo
Today · 4.125%
HK$215,533
baseline
▲ 0.50% · 4.625%
HK$226,894
+HK$11,361/mo
Deposit HK$4.48M · loan HK$40.30M · min. income ≈ HK$431,066/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$1,903,259 · Scale 2, in force from 26 Feb 2026)