LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,118
−HK$6,404/mo
▼ 0.25% · 3.875%
HK$105,295
−HK$3,227/mo
Today · 4.125%
HK$108,522
baseline
▲ 0.50% · 4.625%
HK$115,125
+HK$6,603/mo
Deposit HK$22.39M · loan HK$22.39M · min. income ≈ HK$217,044/mo (50% DSR)
Upfront cash ≈ HK$24.30M (deposit + AVD stamp duty HK$1,903,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,606
−HK$6,137/mo
▼ 0.25% · 3.875%
HK$116,652
−HK$3,091/mo
Today · 4.125%
HK$119,743
baseline
▲ 0.50% · 4.625%
HK$126,055
+HK$6,312/mo
Deposit HK$22.39M · loan HK$22.39M · min. income ≈ HK$239,486/mo (50% DSR)
Upfront cash ≈ HK$24.30M (deposit + AVD stamp duty HK$1,903,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,542
−HK$7,684/mo
▼ 0.25% · 3.875%
HK$126,354
−HK$3,872/mo
Today · 4.125%
HK$130,226
baseline
▲ 0.50% · 4.625%
HK$138,150
+HK$7,924/mo
Deposit HK$17.91M · loan HK$26.87M · min. income ≈ HK$260,452/mo (50% DSR)
Upfront cash ≈ HK$19.82M (deposit + AVD stamp duty HK$1,903,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,327
−HK$7,365/mo
▼ 0.25% · 3.875%
HK$139,983
−HK$3,709/mo
Today · 4.125%
HK$143,692
baseline
▲ 0.50% · 4.625%
HK$151,266
+HK$7,574/mo
Deposit HK$17.91M · loan HK$26.87M · min. income ≈ HK$287,384/mo (50% DSR)
Upfront cash ≈ HK$19.82M (deposit + AVD stamp duty HK$1,903,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,966
−HK$8,965/mo
▼ 0.25% · 3.875%
HK$147,413
−HK$4,518/mo
Today · 4.125%
HK$151,931
baseline
▲ 0.50% · 4.625%
HK$161,176
+HK$9,245/mo
Deposit HK$13.44M · loan HK$31.35M · min. income ≈ HK$303,862/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,903,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,048
−HK$8,593/mo
▼ 0.25% · 3.875%
HK$163,313
−HK$4,328/mo
Today · 4.125%
HK$167,641
baseline
▲ 0.50% · 4.625%
HK$176,477
+HK$8,836/mo
Deposit HK$13.44M · loan HK$31.35M · min. income ≈ HK$335,282/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,903,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,813
−HK$11,527/mo
▼ 0.25% · 3.875%
HK$189,531
−HK$5,809/mo
Today · 4.125%
HK$195,340
baseline
▲ 0.50% · 4.625%
HK$207,226
+HK$11,886/mo
Deposit HK$4.48M · loan HK$40.31M · min. income ≈ HK$390,680/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$1,903,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,490
−HK$11,048/mo
▼ 0.25% · 3.875%
HK$209,974
−HK$5,564/mo
Today · 4.125%
HK$215,538
baseline
▲ 0.50% · 4.625%
HK$226,899
+HK$11,361/mo
Deposit HK$4.48M · loan HK$40.31M · min. income ≈ HK$431,076/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$1,903,308 · Scale 2, in force from 26 Feb 2026)