LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,212
−HK$640/mo
▼ 0.25% · 3.875%
HK$10,530
−HK$322/mo
Today · 4.125%
HK$10,852
baseline
▲ 0.50% · 4.625%
HK$11,513
+HK$661/mo
Deposit HK$2.24M · loan HK$2.24M · min. income ≈ HK$21,704/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$67,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,361
−HK$614/mo
▼ 0.25% · 3.875%
HK$11,666
−HK$309/mo
Today · 4.125%
HK$11,975
baseline
▲ 0.50% · 4.625%
HK$12,606
+HK$631/mo
Deposit HK$2.24M · loan HK$2.24M · min. income ≈ HK$23,950/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$67,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,255
−HK$768/mo
▼ 0.25% · 3.875%
HK$12,636
−HK$387/mo
Today · 4.125%
HK$13,023
baseline
▲ 0.50% · 4.625%
HK$13,815
+HK$792/mo
Deposit HK$1.79M · loan HK$2.69M · min. income ≈ HK$26,046/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$67,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,633
−HK$737/mo
▼ 0.25% · 3.875%
HK$13,999
−HK$371/mo
Today · 4.125%
HK$14,370
baseline
▲ 0.50% · 4.625%
HK$15,127
+HK$757/mo
Deposit HK$1.79M · loan HK$2.69M · min. income ≈ HK$28,740/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$67,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,297
−HK$896/mo
▼ 0.25% · 3.875%
HK$14,742
−HK$451/mo
Today · 4.125%
HK$15,193
baseline
▲ 0.50% · 4.625%
HK$16,118
+HK$925/mo
Deposit HK$1.34M · loan HK$3.13M · min. income ≈ HK$30,386/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$67,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,905
−HK$860/mo
▼ 0.25% · 3.875%
HK$16,332
−HK$433/mo
Today · 4.125%
HK$16,765
baseline
▲ 0.50% · 4.625%
HK$17,648
+HK$883/mo
Deposit HK$1.34M · loan HK$3.13M · min. income ≈ HK$33,530/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$67,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,382
−HK$1,152/mo
▼ 0.25% · 3.875%
HK$18,954
−HK$580/mo
Today · 4.125%
HK$19,534
baseline
▲ 0.50% · 4.625%
HK$20,723
+HK$1,189/mo
Deposit HK$448K · loan HK$4.03M · min. income ≈ HK$39,068/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$67,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,450
−HK$1,104/mo
▼ 0.25% · 3.875%
HK$20,998
−HK$556/mo
Today · 4.125%
HK$21,554
baseline
▲ 0.50% · 4.625%
HK$22,691
+HK$1,137/mo
Deposit HK$448K · loan HK$4.03M · min. income ≈ HK$43,108/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$67,178 · Scale 2, in force from 26 Feb 2026)