LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,127
−HK$6,405/mo
▼ 0.25% · 3.875%
HK$105,304
−HK$3,228/mo
Today · 4.125%
HK$108,532
baseline
▲ 0.50% · 4.625%
HK$115,135
+HK$6,603/mo
Deposit HK$22.39M · loan HK$22.39M · min. income ≈ HK$217,064/mo (50% DSR)
Upfront cash ≈ HK$24.30M (deposit + AVD stamp duty HK$1,903,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,616
−HK$6,138/mo
▼ 0.25% · 3.875%
HK$116,663
−HK$3,091/mo
Today · 4.125%
HK$119,754
baseline
▲ 0.50% · 4.625%
HK$126,066
+HK$6,312/mo
Deposit HK$22.39M · loan HK$22.39M · min. income ≈ HK$239,508/mo (50% DSR)
Upfront cash ≈ HK$24.30M (deposit + AVD stamp duty HK$1,903,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,553
−HK$7,685/mo
▼ 0.25% · 3.875%
HK$126,365
−HK$3,873/mo
Today · 4.125%
HK$130,238
baseline
▲ 0.50% · 4.625%
HK$138,163
+HK$7,925/mo
Deposit HK$17.92M · loan HK$26.87M · min. income ≈ HK$260,476/mo (50% DSR)
Upfront cash ≈ HK$19.82M (deposit + AVD stamp duty HK$1,903,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,339
−HK$7,366/mo
▼ 0.25% · 3.875%
HK$139,995
−HK$3,710/mo
Today · 4.125%
HK$143,705
baseline
▲ 0.50% · 4.625%
HK$151,279
+HK$7,574/mo
Deposit HK$17.92M · loan HK$26.87M · min. income ≈ HK$287,410/mo (50% DSR)
Upfront cash ≈ HK$19.82M (deposit + AVD stamp duty HK$1,903,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,978
−HK$8,966/mo
▼ 0.25% · 3.875%
HK$147,426
−HK$4,518/mo
Today · 4.125%
HK$151,944
baseline
▲ 0.50% · 4.625%
HK$161,190
+HK$9,246/mo
Deposit HK$13.44M · loan HK$31.35M · min. income ≈ HK$303,888/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,903,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,062
−HK$8,593/mo
▼ 0.25% · 3.875%
HK$163,328
−HK$4,327/mo
Today · 4.125%
HK$167,655
baseline
▲ 0.50% · 4.625%
HK$176,493
+HK$8,838/mo
Deposit HK$13.44M · loan HK$31.35M · min. income ≈ HK$335,310/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,903,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,829
−HK$11,528/mo
▼ 0.25% · 3.875%
HK$189,547
−HK$5,810/mo
Today · 4.125%
HK$195,357
baseline
▲ 0.50% · 4.625%
HK$207,244
+HK$11,887/mo
Deposit HK$4.48M · loan HK$40.31M · min. income ≈ HK$390,714/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$1,903,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,508
−HK$11,049/mo
▼ 0.25% · 3.875%
HK$209,993
−HK$5,564/mo
Today · 4.125%
HK$215,557
baseline
▲ 0.50% · 4.625%
HK$226,919
+HK$11,362/mo
Deposit HK$4.48M · loan HK$40.31M · min. income ≈ HK$431,114/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$1,903,474 · Scale 2, in force from 26 Feb 2026)