LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,213
−HK$640/mo
▼ 0.25% · 3.875%
HK$10,530
−HK$323/mo
Today · 4.125%
HK$10,853
baseline
▲ 0.50% · 4.625%
HK$11,514
+HK$661/mo
Deposit HK$2.24M · loan HK$2.24M · min. income ≈ HK$21,706/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$67,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,362
−HK$613/mo
▼ 0.25% · 3.875%
HK$11,666
−HK$309/mo
Today · 4.125%
HK$11,975
baseline
▲ 0.50% · 4.625%
HK$12,607
+HK$632/mo
Deposit HK$2.24M · loan HK$2.24M · min. income ≈ HK$23,950/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$67,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,255
−HK$769/mo
▼ 0.25% · 3.875%
HK$12,637
−HK$387/mo
Today · 4.125%
HK$13,024
baseline
▲ 0.50% · 4.625%
HK$13,816
+HK$792/mo
Deposit HK$1.79M · loan HK$2.69M · min. income ≈ HK$26,048/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$67,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,634
−HK$737/mo
▼ 0.25% · 3.875%
HK$14,000
−HK$371/mo
Today · 4.125%
HK$14,371
baseline
▲ 0.50% · 4.625%
HK$15,128
+HK$757/mo
Deposit HK$1.79M · loan HK$2.69M · min. income ≈ HK$28,742/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$67,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,298
−HK$896/mo
▼ 0.25% · 3.875%
HK$14,743
−HK$451/mo
Today · 4.125%
HK$15,194
baseline
▲ 0.50% · 4.625%
HK$16,119
+HK$925/mo
Deposit HK$1.34M · loan HK$3.14M · min. income ≈ HK$30,388/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$67,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,906
−HK$860/mo
▼ 0.25% · 3.875%
HK$16,333
−HK$433/mo
Today · 4.125%
HK$16,766
baseline
▲ 0.50% · 4.625%
HK$17,649
+HK$883/mo
Deposit HK$1.34M · loan HK$3.14M · min. income ≈ HK$33,532/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$67,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,383
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$18,955
−HK$581/mo
Today · 4.125%
HK$19,536
baseline
▲ 0.50% · 4.625%
HK$20,724
+HK$1,188/mo
Deposit HK$448K · loan HK$4.03M · min. income ≈ HK$39,072/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$67,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,451
−HK$1,105/mo
▼ 0.25% · 3.875%
HK$20,999
−HK$557/mo
Today · 4.125%
HK$21,556
baseline
▲ 0.50% · 4.625%
HK$22,692
+HK$1,136/mo
Deposit HK$448K · loan HK$4.03M · min. income ≈ HK$43,112/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$67,182 · Scale 2, in force from 26 Feb 2026)