LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,147
−HK$6,406/mo
▼ 0.25% · 3.875%
HK$105,325
−HK$3,228/mo
Today · 4.125%
HK$108,553
baseline
▲ 0.50% · 4.625%
HK$115,158
+HK$6,605/mo
Deposit HK$22.40M · loan HK$22.40M · min. income ≈ HK$217,106/mo (50% DSR)
Upfront cash ≈ HK$24.30M (deposit + AVD stamp duty HK$1,903,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,638
−HK$6,139/mo
▼ 0.25% · 3.875%
HK$116,686
−HK$3,091/mo
Today · 4.125%
HK$119,777
baseline
▲ 0.50% · 4.625%
HK$126,091
+HK$6,314/mo
Deposit HK$22.40M · loan HK$22.40M · min. income ≈ HK$239,554/mo (50% DSR)
Upfront cash ≈ HK$24.30M (deposit + AVD stamp duty HK$1,903,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,577
−HK$7,687/mo
▼ 0.25% · 3.875%
HK$126,390
−HK$3,874/mo
Today · 4.125%
HK$130,264
baseline
▲ 0.50% · 4.625%
HK$138,190
+HK$7,926/mo
Deposit HK$17.92M · loan HK$26.88M · min. income ≈ HK$260,528/mo (50% DSR)
Upfront cash ≈ HK$19.82M (deposit + AVD stamp duty HK$1,903,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,366
−HK$7,367/mo
▼ 0.25% · 3.875%
HK$140,023
−HK$3,710/mo
Today · 4.125%
HK$143,733
baseline
▲ 0.50% · 4.625%
HK$151,309
+HK$7,576/mo
Deposit HK$17.92M · loan HK$26.88M · min. income ≈ HK$287,466/mo (50% DSR)
Upfront cash ≈ HK$19.82M (deposit + AVD stamp duty HK$1,903,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,006
−HK$8,968/mo
▼ 0.25% · 3.875%
HK$147,455
−HK$4,519/mo
Today · 4.125%
HK$151,974
baseline
▲ 0.50% · 4.625%
HK$161,221
+HK$9,247/mo
Deposit HK$13.44M · loan HK$31.36M · min. income ≈ HK$303,948/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,903,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,093
−HK$8,595/mo
▼ 0.25% · 3.875%
HK$163,360
−HK$4,328/mo
Today · 4.125%
HK$167,688
baseline
▲ 0.50% · 4.625%
HK$176,528
+HK$8,840/mo
Deposit HK$13.44M · loan HK$31.36M · min. income ≈ HK$335,376/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,903,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,865
−HK$11,530/mo
▼ 0.25% · 3.875%
HK$189,585
−HK$5,810/mo
Today · 4.125%
HK$195,395
baseline
▲ 0.50% · 4.625%
HK$207,285
+HK$11,890/mo
Deposit HK$4.48M · loan HK$40.32M · min. income ≈ HK$390,790/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$1,903,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,548
−HK$11,051/mo
▼ 0.25% · 3.875%
HK$210,034
−HK$5,565/mo
Today · 4.125%
HK$215,599
baseline
▲ 0.50% · 4.625%
HK$226,964
+HK$11,365/mo
Deposit HK$4.48M · loan HK$40.32M · min. income ≈ HK$431,198/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$1,903,849 · Scale 2, in force from 26 Feb 2026)