LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,151
−HK$6,405/mo
▼ 0.25% · 3.875%
HK$105,328
−HK$3,228/mo
Today · 4.125%
HK$108,556
baseline
▲ 0.50% · 4.625%
HK$115,162
+HK$6,606/mo
Deposit HK$22.40M · loan HK$22.40M · min. income ≈ HK$217,112/mo (50% DSR)
Upfront cash ≈ HK$24.30M (deposit + AVD stamp duty HK$1,903,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,641
−HK$6,140/mo
▼ 0.25% · 3.875%
HK$116,689
−HK$3,092/mo
Today · 4.125%
HK$119,781
baseline
▲ 0.50% · 4.625%
HK$126,095
+HK$6,314/mo
Deposit HK$22.40M · loan HK$22.40M · min. income ≈ HK$239,562/mo (50% DSR)
Upfront cash ≈ HK$24.30M (deposit + AVD stamp duty HK$1,903,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,581
−HK$7,686/mo
▼ 0.25% · 3.875%
HK$126,394
−HK$3,873/mo
Today · 4.125%
HK$130,267
baseline
▲ 0.50% · 4.625%
HK$138,194
+HK$7,927/mo
Deposit HK$17.92M · loan HK$26.88M · min. income ≈ HK$260,534/mo (50% DSR)
Upfront cash ≈ HK$19.82M (deposit + AVD stamp duty HK$1,903,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,370
−HK$7,367/mo
▼ 0.25% · 3.875%
HK$140,027
−HK$3,710/mo
Today · 4.125%
HK$143,737
baseline
▲ 0.50% · 4.625%
HK$151,314
+HK$7,577/mo
Deposit HK$17.92M · loan HK$26.88M · min. income ≈ HK$287,474/mo (50% DSR)
Upfront cash ≈ HK$19.82M (deposit + AVD stamp duty HK$1,903,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,011
−HK$8,968/mo
▼ 0.25% · 3.875%
HK$147,459
−HK$4,520/mo
Today · 4.125%
HK$151,979
baseline
▲ 0.50% · 4.625%
HK$161,226
+HK$9,247/mo
Deposit HK$13.44M · loan HK$31.36M · min. income ≈ HK$303,958/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,903,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,098
−HK$8,596/mo
▼ 0.25% · 3.875%
HK$163,365
−HK$4,329/mo
Today · 4.125%
HK$167,694
baseline
▲ 0.50% · 4.625%
HK$176,533
+HK$8,839/mo
Deposit HK$13.44M · loan HK$31.36M · min. income ≈ HK$335,388/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,903,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,871
−HK$11,530/mo
▼ 0.25% · 3.875%
HK$189,590
−HK$5,811/mo
Today · 4.125%
HK$195,401
baseline
▲ 0.50% · 4.625%
HK$207,291
+HK$11,890/mo
Deposit HK$4.48M · loan HK$40.32M · min. income ≈ HK$390,802/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$1,903,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,555
−HK$11,051/mo
▼ 0.25% · 3.875%
HK$210,041
−HK$5,565/mo
Today · 4.125%
HK$215,606
baseline
▲ 0.50% · 4.625%
HK$226,971
+HK$11,365/mo
Deposit HK$4.48M · loan HK$40.32M · min. income ≈ HK$431,212/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$1,903,908 · Scale 2, in force from 26 Feb 2026)