LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,152
−HK$6,406/mo
▼ 0.25% · 3.875%
HK$105,330
−HK$3,228/mo
Today · 4.125%
HK$108,558
baseline
▲ 0.50% · 4.625%
HK$115,164
+HK$6,606/mo
Deposit HK$22.40M · loan HK$22.40M · min. income ≈ HK$217,116/mo (50% DSR)
Upfront cash ≈ HK$24.30M (deposit + AVD stamp duty HK$1,903,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,643
−HK$6,140/mo
▼ 0.25% · 3.875%
HK$116,691
−HK$3,092/mo
Today · 4.125%
HK$119,783
baseline
▲ 0.50% · 4.625%
HK$126,097
+HK$6,314/mo
Deposit HK$22.40M · loan HK$22.40M · min. income ≈ HK$239,566/mo (50% DSR)
Upfront cash ≈ HK$24.30M (deposit + AVD stamp duty HK$1,903,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,583
−HK$7,687/mo
▼ 0.25% · 3.875%
HK$126,396
−HK$3,874/mo
Today · 4.125%
HK$130,270
baseline
▲ 0.50% · 4.625%
HK$138,196
+HK$7,926/mo
Deposit HK$17.92M · loan HK$26.88M · min. income ≈ HK$260,540/mo (50% DSR)
Upfront cash ≈ HK$19.82M (deposit + AVD stamp duty HK$1,903,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,372
−HK$7,368/mo
▼ 0.25% · 3.875%
HK$140,030
−HK$3,710/mo
Today · 4.125%
HK$143,740
baseline
▲ 0.50% · 4.625%
HK$151,317
+HK$7,577/mo
Deposit HK$17.92M · loan HK$26.88M · min. income ≈ HK$287,480/mo (50% DSR)
Upfront cash ≈ HK$19.82M (deposit + AVD stamp duty HK$1,903,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,013
−HK$8,969/mo
▼ 0.25% · 3.875%
HK$147,462
−HK$4,520/mo
Today · 4.125%
HK$151,982
baseline
▲ 0.50% · 4.625%
HK$161,229
+HK$9,247/mo
Deposit HK$13.44M · loan HK$31.36M · min. income ≈ HK$303,964/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,903,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,101
−HK$8,596/mo
▼ 0.25% · 3.875%
HK$163,368
−HK$4,329/mo
Today · 4.125%
HK$167,697
baseline
▲ 0.50% · 4.625%
HK$176,536
+HK$8,839/mo
Deposit HK$13.44M · loan HK$31.36M · min. income ≈ HK$335,394/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,903,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,874
−HK$11,531/mo
▼ 0.25% · 3.875%
HK$189,594
−HK$5,811/mo
Today · 4.125%
HK$195,405
baseline
▲ 0.50% · 4.625%
HK$207,295
+HK$11,890/mo
Deposit HK$4.48M · loan HK$40.32M · min. income ≈ HK$390,810/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$1,903,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,558
−HK$11,052/mo
▼ 0.25% · 3.875%
HK$210,044
−HK$5,566/mo
Today · 4.125%
HK$215,610
baseline
▲ 0.50% · 4.625%
HK$226,975
+HK$11,365/mo
Deposit HK$4.48M · loan HK$40.32M · min. income ≈ HK$431,220/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$1,903,942 · Scale 2, in force from 26 Feb 2026)