LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,215
−HK$641/mo
▼ 0.25% · 3.875%
HK$10,533
−HK$323/mo
Today · 4.125%
HK$10,856
baseline
▲ 0.50% · 4.625%
HK$11,516
+HK$660/mo
Deposit HK$2.24M · loan HK$2.24M · min. income ≈ HK$21,712/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$67,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,364
−HK$614/mo
▼ 0.25% · 3.875%
HK$11,669
−HK$309/mo
Today · 4.125%
HK$11,978
baseline
▲ 0.50% · 4.625%
HK$12,610
+HK$632/mo
Deposit HK$2.24M · loan HK$2.24M · min. income ≈ HK$23,956/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$67,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,258
−HK$769/mo
▼ 0.25% · 3.875%
HK$12,640
−HK$387/mo
Today · 4.125%
HK$13,027
baseline
▲ 0.50% · 4.625%
HK$13,820
+HK$793/mo
Deposit HK$1.79M · loan HK$2.69M · min. income ≈ HK$26,054/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$67,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,637
−HK$737/mo
▼ 0.25% · 3.875%
HK$14,003
−HK$371/mo
Today · 4.125%
HK$14,374
baseline
▲ 0.50% · 4.625%
HK$15,132
+HK$758/mo
Deposit HK$1.79M · loan HK$2.69M · min. income ≈ HK$28,748/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$67,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,301
−HK$897/mo
▼ 0.25% · 3.875%
HK$14,746
−HK$452/mo
Today · 4.125%
HK$15,198
baseline
▲ 0.50% · 4.625%
HK$16,123
+HK$925/mo
Deposit HK$1.34M · loan HK$3.14M · min. income ≈ HK$30,396/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$67,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,910
−HK$860/mo
▼ 0.25% · 3.875%
HK$16,337
−HK$433/mo
Today · 4.125%
HK$16,770
baseline
▲ 0.50% · 4.625%
HK$17,654
+HK$884/mo
Deposit HK$1.34M · loan HK$3.14M · min. income ≈ HK$33,540/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$67,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,388
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$18,959
−HK$582/mo
Today · 4.125%
HK$19,541
baseline
▲ 0.50% · 4.625%
HK$20,730
+HK$1,189/mo
Deposit HK$448K · loan HK$4.03M · min. income ≈ HK$39,082/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$67,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,456
−HK$1,105/mo
▼ 0.25% · 3.875%
HK$21,005
−HK$556/mo
Today · 4.125%
HK$21,561
baseline
▲ 0.50% · 4.625%
HK$22,698
+HK$1,137/mo
Deposit HK$448K · loan HK$4.03M · min. income ≈ HK$43,122/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$67,199 · Scale 2, in force from 26 Feb 2026)