LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,153
−HK$6,406/mo
▼ 0.25% · 3.875%
HK$105,331
−HK$3,228/mo
Today · 4.125%
HK$108,559
baseline
▲ 0.50% · 4.625%
HK$115,165
+HK$6,606/mo
Deposit HK$22.40M · loan HK$22.40M · min. income ≈ HK$217,118/mo (50% DSR)
Upfront cash ≈ HK$24.30M (deposit + AVD stamp duty HK$1,903,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,645
−HK$6,140/mo
▼ 0.25% · 3.875%
HK$116,693
−HK$3,092/mo
Today · 4.125%
HK$119,785
baseline
▲ 0.50% · 4.625%
HK$126,099
+HK$6,314/mo
Deposit HK$22.40M · loan HK$22.40M · min. income ≈ HK$239,570/mo (50% DSR)
Upfront cash ≈ HK$24.30M (deposit + AVD stamp duty HK$1,903,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,584
−HK$7,687/mo
▼ 0.25% · 3.875%
HK$126,397
−HK$3,874/mo
Today · 4.125%
HK$130,271
baseline
▲ 0.50% · 4.625%
HK$138,198
+HK$7,927/mo
Deposit HK$17.92M · loan HK$26.88M · min. income ≈ HK$260,542/mo (50% DSR)
Upfront cash ≈ HK$19.82M (deposit + AVD stamp duty HK$1,903,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,374
−HK$7,367/mo
▼ 0.25% · 3.875%
HK$140,031
−HK$3,710/mo
Today · 4.125%
HK$143,741
baseline
▲ 0.50% · 4.625%
HK$151,318
+HK$7,577/mo
Deposit HK$17.92M · loan HK$26.88M · min. income ≈ HK$287,482/mo (50% DSR)
Upfront cash ≈ HK$19.82M (deposit + AVD stamp duty HK$1,903,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,015
−HK$8,968/mo
▼ 0.25% · 3.875%
HK$147,463
−HK$4,520/mo
Today · 4.125%
HK$151,983
baseline
▲ 0.50% · 4.625%
HK$161,231
+HK$9,248/mo
Deposit HK$13.44M · loan HK$31.36M · min. income ≈ HK$303,966/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,903,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,103
−HK$8,595/mo
▼ 0.25% · 3.875%
HK$163,370
−HK$4,328/mo
Today · 4.125%
HK$167,698
baseline
▲ 0.50% · 4.625%
HK$176,538
+HK$8,840/mo
Deposit HK$13.44M · loan HK$31.36M · min. income ≈ HK$335,396/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,903,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,876
−HK$11,531/mo
▼ 0.25% · 3.875%
HK$189,596
−HK$5,811/mo
Today · 4.125%
HK$195,407
baseline
▲ 0.50% · 4.625%
HK$207,297
+HK$11,890/mo
Deposit HK$4.48M · loan HK$40.32M · min. income ≈ HK$390,814/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$1,903,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,560
−HK$11,052/mo
▼ 0.25% · 3.875%
HK$210,047
−HK$5,565/mo
Today · 4.125%
HK$215,612
baseline
▲ 0.50% · 4.625%
HK$226,977
+HK$11,365/mo
Deposit HK$4.48M · loan HK$40.32M · min. income ≈ HK$431,224/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$1,903,962 · Scale 2, in force from 26 Feb 2026)