LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,217
−HK$640/mo
▼ 0.25% · 3.875%
HK$10,535
−HK$322/mo
Today · 4.125%
HK$10,857
baseline
▲ 0.50% · 4.625%
HK$11,518
+HK$661/mo
Deposit HK$2.24M · loan HK$2.24M · min. income ≈ HK$21,714/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$67,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,366
−HK$614/mo
▼ 0.25% · 3.875%
HK$11,671
−HK$309/mo
Today · 4.125%
HK$11,980
baseline
▲ 0.50% · 4.625%
HK$12,612
+HK$632/mo
Deposit HK$2.24M · loan HK$2.24M · min. income ≈ HK$23,960/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$67,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,260
−HK$769/mo
▼ 0.25% · 3.875%
HK$12,641
−HK$388/mo
Today · 4.125%
HK$13,029
baseline
▲ 0.50% · 4.625%
HK$13,822
+HK$793/mo
Deposit HK$1.79M · loan HK$2.69M · min. income ≈ HK$26,058/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$67,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,639
−HK$737/mo
▼ 0.25% · 3.875%
HK$14,005
−HK$371/mo
Today · 4.125%
HK$14,376
baseline
▲ 0.50% · 4.625%
HK$15,134
+HK$758/mo
Deposit HK$1.79M · loan HK$2.69M · min. income ≈ HK$28,752/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$67,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,303
−HK$897/mo
▼ 0.25% · 3.875%
HK$14,748
−HK$452/mo
Today · 4.125%
HK$15,200
baseline
▲ 0.50% · 4.625%
HK$16,125
+HK$925/mo
Deposit HK$1.34M · loan HK$3.14M · min. income ≈ HK$30,400/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$67,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,912
−HK$860/mo
▼ 0.25% · 3.875%
HK$16,339
−HK$433/mo
Today · 4.125%
HK$16,772
baseline
▲ 0.50% · 4.625%
HK$17,656
+HK$884/mo
Deposit HK$1.34M · loan HK$3.14M · min. income ≈ HK$33,544/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$67,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,390
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$18,962
−HK$581/mo
Today · 4.125%
HK$19,543
baseline
▲ 0.50% · 4.625%
HK$20,733
+HK$1,190/mo
Deposit HK$448K · loan HK$4.03M · min. income ≈ HK$39,086/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$67,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,459
−HK$1,105/mo
▼ 0.25% · 3.875%
HK$21,008
−HK$556/mo
Today · 4.125%
HK$21,564
baseline
▲ 0.50% · 4.625%
HK$22,701
+HK$1,137/mo
Deposit HK$448K · loan HK$4.03M · min. income ≈ HK$43,128/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$67,208 · Scale 2, in force from 26 Feb 2026)