LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,185
−HK$6,408/mo
▼ 0.25% · 3.875%
HK$105,363
−HK$3,230/mo
Today · 4.125%
HK$108,593
baseline
▲ 0.50% · 4.625%
HK$115,200
+HK$6,607/mo
Deposit HK$22.41M · loan HK$22.41M · min. income ≈ HK$217,186/mo (50% DSR)
Upfront cash ≈ HK$24.31M (deposit + AVD stamp duty HK$1,904,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,680
−HK$6,141/mo
▼ 0.25% · 3.875%
HK$116,728
−HK$3,093/mo
Today · 4.125%
HK$119,821
baseline
▲ 0.50% · 4.625%
HK$126,137
+HK$6,316/mo
Deposit HK$22.41M · loan HK$22.41M · min. income ≈ HK$239,642/mo (50% DSR)
Upfront cash ≈ HK$24.31M (deposit + AVD stamp duty HK$1,904,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,622
−HK$7,689/mo
▼ 0.25% · 3.875%
HK$126,436
−HK$3,875/mo
Today · 4.125%
HK$130,311
baseline
▲ 0.50% · 4.625%
HK$138,240
+HK$7,929/mo
Deposit HK$17.93M · loan HK$26.89M · min. income ≈ HK$260,622/mo (50% DSR)
Upfront cash ≈ HK$19.83M (deposit + AVD stamp duty HK$1,904,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,416
−HK$7,370/mo
▼ 0.25% · 3.875%
HK$140,074
−HK$3,712/mo
Today · 4.125%
HK$143,786
baseline
▲ 0.50% · 4.625%
HK$151,365
+HK$7,579/mo
Deposit HK$17.93M · loan HK$26.89M · min. income ≈ HK$287,572/mo (50% DSR)
Upfront cash ≈ HK$19.83M (deposit + AVD stamp duty HK$1,904,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,059
−HK$8,971/mo
▼ 0.25% · 3.875%
HK$147,509
−HK$4,521/mo
Today · 4.125%
HK$152,030
baseline
▲ 0.50% · 4.625%
HK$161,281
+HK$9,251/mo
Deposit HK$13.44M · loan HK$31.37M · min. income ≈ HK$304,060/mo (50% DSR)
Upfront cash ≈ HK$15.35M (deposit + AVD stamp duty HK$1,904,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,152
−HK$8,598/mo
▼ 0.25% · 3.875%
HK$163,420
−HK$4,330/mo
Today · 4.125%
HK$167,750
baseline
▲ 0.50% · 4.625%
HK$176,592
+HK$8,842/mo
Deposit HK$13.44M · loan HK$31.37M · min. income ≈ HK$335,500/mo (50% DSR)
Upfront cash ≈ HK$15.35M (deposit + AVD stamp duty HK$1,904,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,933
−HK$11,534/mo
▼ 0.25% · 3.875%
HK$189,654
−HK$5,813/mo
Today · 4.125%
HK$195,467
baseline
▲ 0.50% · 4.625%
HK$207,361
+HK$11,894/mo
Deposit HK$4.48M · loan HK$40.33M · min. income ≈ HK$390,934/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$1,904,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,623
−HK$11,056/mo
▼ 0.25% · 3.875%
HK$210,111
−HK$5,568/mo
Today · 4.125%
HK$215,679
baseline
▲ 0.50% · 4.625%
HK$227,047
+HK$11,368/mo
Deposit HK$4.48M · loan HK$40.33M · min. income ≈ HK$431,358/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$1,904,548 · Scale 2, in force from 26 Feb 2026)