LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,188
−HK$6,408/mo
▼ 0.25% · 3.875%
HK$105,366
−HK$3,230/mo
Today · 4.125%
HK$108,596
baseline
▲ 0.50% · 4.625%
HK$115,204
+HK$6,608/mo
Deposit HK$22.41M · loan HK$22.41M · min. income ≈ HK$217,192/mo (50% DSR)
Upfront cash ≈ HK$24.31M (deposit + AVD stamp duty HK$1,904,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,683
−HK$6,142/mo
▼ 0.25% · 3.875%
HK$116,732
−HK$3,093/mo
Today · 4.125%
HK$119,825
baseline
▲ 0.50% · 4.625%
HK$126,141
+HK$6,316/mo
Deposit HK$22.41M · loan HK$22.41M · min. income ≈ HK$239,650/mo (50% DSR)
Upfront cash ≈ HK$24.31M (deposit + AVD stamp duty HK$1,904,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,625
−HK$7,690/mo
▼ 0.25% · 3.875%
HK$126,440
−HK$3,875/mo
Today · 4.125%
HK$130,315
baseline
▲ 0.50% · 4.625%
HK$138,245
+HK$7,930/mo
Deposit HK$17.93M · loan HK$26.89M · min. income ≈ HK$260,630/mo (50% DSR)
Upfront cash ≈ HK$19.83M (deposit + AVD stamp duty HK$1,904,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,420
−HK$7,370/mo
▼ 0.25% · 3.875%
HK$140,078
−HK$3,712/mo
Today · 4.125%
HK$143,790
baseline
▲ 0.50% · 4.625%
HK$151,369
+HK$7,579/mo
Deposit HK$17.93M · loan HK$26.89M · min. income ≈ HK$287,580/mo (50% DSR)
Upfront cash ≈ HK$19.83M (deposit + AVD stamp duty HK$1,904,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,063
−HK$8,971/mo
▼ 0.25% · 3.875%
HK$147,513
−HK$4,521/mo
Today · 4.125%
HK$152,034
baseline
▲ 0.50% · 4.625%
HK$161,285
+HK$9,251/mo
Deposit HK$13.44M · loan HK$31.37M · min. income ≈ HK$304,068/mo (50% DSR)
Upfront cash ≈ HK$15.35M (deposit + AVD stamp duty HK$1,904,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,156
−HK$8,599/mo
▼ 0.25% · 3.875%
HK$163,425
−HK$4,330/mo
Today · 4.125%
HK$167,755
baseline
▲ 0.50% · 4.625%
HK$176,597
+HK$8,842/mo
Deposit HK$13.44M · loan HK$31.37M · min. income ≈ HK$335,510/mo (50% DSR)
Upfront cash ≈ HK$15.35M (deposit + AVD stamp duty HK$1,904,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,938
−HK$11,535/mo
▼ 0.25% · 3.875%
HK$189,660
−HK$5,813/mo
Today · 4.125%
HK$195,473
baseline
▲ 0.50% · 4.625%
HK$207,367
+HK$11,894/mo
Deposit HK$4.48M · loan HK$40.33M · min. income ≈ HK$390,946/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$1,904,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,629
−HK$11,056/mo
▼ 0.25% · 3.875%
HK$210,117
−HK$5,568/mo
Today · 4.125%
HK$215,685
baseline
▲ 0.50% · 4.625%
HK$227,054
+HK$11,369/mo
Deposit HK$4.48M · loan HK$40.33M · min. income ≈ HK$431,370/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$1,904,604 · Scale 2, in force from 26 Feb 2026)