LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,206
−HK$6,409/mo
▼ 0.25% · 3.875%
HK$105,385
−HK$3,230/mo
Today · 4.125%
HK$108,615
baseline
▲ 0.50% · 4.625%
HK$115,224
+HK$6,609/mo
Deposit HK$22.41M · loan HK$22.41M · min. income ≈ HK$217,230/mo (50% DSR)
Upfront cash ≈ HK$24.32M (deposit + AVD stamp duty HK$1,904,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,703
−HK$6,143/mo
▼ 0.25% · 3.875%
HK$116,752
−HK$3,094/mo
Today · 4.125%
HK$119,846
baseline
▲ 0.50% · 4.625%
HK$126,163
+HK$6,317/mo
Deposit HK$22.41M · loan HK$22.41M · min. income ≈ HK$239,692/mo (50% DSR)
Upfront cash ≈ HK$24.32M (deposit + AVD stamp duty HK$1,904,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,647
−HK$7,691/mo
▼ 0.25% · 3.875%
HK$126,462
−HK$3,876/mo
Today · 4.125%
HK$130,338
baseline
▲ 0.50% · 4.625%
HK$138,269
+HK$7,931/mo
Deposit HK$17.93M · loan HK$26.89M · min. income ≈ HK$260,676/mo (50% DSR)
Upfront cash ≈ HK$19.83M (deposit + AVD stamp duty HK$1,904,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,443
−HK$7,372/mo
▼ 0.25% · 3.875%
HK$140,103
−HK$3,712/mo
Today · 4.125%
HK$143,815
baseline
▲ 0.50% · 4.625%
HK$151,396
+HK$7,581/mo
Deposit HK$17.93M · loan HK$26.89M · min. income ≈ HK$287,630/mo (50% DSR)
Upfront cash ≈ HK$19.83M (deposit + AVD stamp duty HK$1,904,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,088
−HK$8,973/mo
▼ 0.25% · 3.875%
HK$147,539
−HK$4,522/mo
Today · 4.125%
HK$152,061
baseline
▲ 0.50% · 4.625%
HK$161,313
+HK$9,252/mo
Deposit HK$13.45M · loan HK$31.38M · min. income ≈ HK$304,122/mo (50% DSR)
Upfront cash ≈ HK$15.35M (deposit + AVD stamp duty HK$1,904,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,184
−HK$8,600/mo
▼ 0.25% · 3.875%
HK$163,453
−HK$4,331/mo
Today · 4.125%
HK$167,784
baseline
▲ 0.50% · 4.625%
HK$176,628
+HK$8,844/mo
Deposit HK$13.45M · loan HK$31.38M · min. income ≈ HK$335,568/mo (50% DSR)
Upfront cash ≈ HK$15.35M (deposit + AVD stamp duty HK$1,904,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,970
−HK$11,537/mo
▼ 0.25% · 3.875%
HK$189,693
−HK$5,814/mo
Today · 4.125%
HK$195,507
baseline
▲ 0.50% · 4.625%
HK$207,403
+HK$11,896/mo
Deposit HK$4.48M · loan HK$40.34M · min. income ≈ HK$391,014/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$1,904,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,665
−HK$11,058/mo
▼ 0.25% · 3.875%
HK$210,154
−HK$5,569/mo
Today · 4.125%
HK$215,723
baseline
▲ 0.50% · 4.625%
HK$227,094
+HK$11,371/mo
Deposit HK$4.48M · loan HK$40.34M · min. income ≈ HK$431,446/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$1,904,937 · Scale 2, in force from 26 Feb 2026)