LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,212
−HK$6,409/mo
▼ 0.25% · 3.875%
HK$105,391
−HK$3,230/mo
Today · 4.125%
HK$108,621
baseline
▲ 0.50% · 4.625%
HK$115,230
+HK$6,609/mo
Deposit HK$22.41M · loan HK$22.41M · min. income ≈ HK$217,242/mo (50% DSR)
Upfront cash ≈ HK$24.32M (deposit + AVD stamp duty HK$1,905,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,709
−HK$6,144/mo
▼ 0.25% · 3.875%
HK$116,759
−HK$3,094/mo
Today · 4.125%
HK$119,853
baseline
▲ 0.50% · 4.625%
HK$126,170
+HK$6,317/mo
Deposit HK$22.41M · loan HK$22.41M · min. income ≈ HK$239,706/mo (50% DSR)
Upfront cash ≈ HK$24.32M (deposit + AVD stamp duty HK$1,905,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,654
−HK$7,691/mo
▼ 0.25% · 3.875%
HK$126,469
−HK$3,876/mo
Today · 4.125%
HK$130,345
baseline
▲ 0.50% · 4.625%
HK$138,276
+HK$7,931/mo
Deposit HK$17.93M · loan HK$26.89M · min. income ≈ HK$260,690/mo (50% DSR)
Upfront cash ≈ HK$19.83M (deposit + AVD stamp duty HK$1,905,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,451
−HK$7,372/mo
▼ 0.25% · 3.875%
HK$140,111
−HK$3,712/mo
Today · 4.125%
HK$143,823
baseline
▲ 0.50% · 4.625%
HK$151,404
+HK$7,581/mo
Deposit HK$17.93M · loan HK$26.89M · min. income ≈ HK$287,646/mo (50% DSR)
Upfront cash ≈ HK$19.83M (deposit + AVD stamp duty HK$1,905,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,096
−HK$8,974/mo
▼ 0.25% · 3.875%
HK$147,547
−HK$4,523/mo
Today · 4.125%
HK$152,070
baseline
▲ 0.50% · 4.625%
HK$161,323
+HK$9,253/mo
Deposit HK$13.45M · loan HK$31.38M · min. income ≈ HK$304,140/mo (50% DSR)
Upfront cash ≈ HK$15.35M (deposit + AVD stamp duty HK$1,905,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,193
−HK$8,601/mo
▼ 0.25% · 3.875%
HK$163,462
−HK$4,332/mo
Today · 4.125%
HK$167,794
baseline
▲ 0.50% · 4.625%
HK$176,638
+HK$8,844/mo
Deposit HK$13.45M · loan HK$31.38M · min. income ≈ HK$335,588/mo (50% DSR)
Upfront cash ≈ HK$15.35M (deposit + AVD stamp duty HK$1,905,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,981
−HK$11,537/mo
▼ 0.25% · 3.875%
HK$189,704
−HK$5,814/mo
Today · 4.125%
HK$195,518
baseline
▲ 0.50% · 4.625%
HK$207,415
+HK$11,897/mo
Deposit HK$4.48M · loan HK$40.34M · min. income ≈ HK$391,036/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$1,905,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,677
−HK$11,058/mo
▼ 0.25% · 3.875%
HK$210,166
−HK$5,569/mo
Today · 4.125%
HK$215,735
baseline
▲ 0.50% · 4.625%
HK$227,106
+HK$11,371/mo
Deposit HK$4.48M · loan HK$40.34M · min. income ≈ HK$431,470/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$1,905,045 · Scale 2, in force from 26 Feb 2026)