LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,215
−HK$6,410/mo
▼ 0.25% · 3.875%
HK$105,395
−HK$3,230/mo
Today · 4.125%
HK$108,625
baseline
▲ 0.50% · 4.625%
HK$115,235
+HK$6,610/mo
Deposit HK$22.41M · loan HK$22.41M · min. income ≈ HK$217,250/mo (50% DSR)
Upfront cash ≈ HK$24.32M (deposit + AVD stamp duty HK$1,905,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,713
−HK$6,144/mo
▼ 0.25% · 3.875%
HK$116,763
−HK$3,094/mo
Today · 4.125%
HK$119,857
baseline
▲ 0.50% · 4.625%
HK$126,175
+HK$6,318/mo
Deposit HK$22.41M · loan HK$22.41M · min. income ≈ HK$239,714/mo (50% DSR)
Upfront cash ≈ HK$24.32M (deposit + AVD stamp duty HK$1,905,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,658
−HK$7,692/mo
▼ 0.25% · 3.875%
HK$126,474
−HK$3,876/mo
Today · 4.125%
HK$130,350
baseline
▲ 0.50% · 4.625%
HK$138,282
+HK$7,932/mo
Deposit HK$17.93M · loan HK$26.90M · min. income ≈ HK$260,700/mo (50% DSR)
Upfront cash ≈ HK$19.84M (deposit + AVD stamp duty HK$1,905,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,456
−HK$7,372/mo
▼ 0.25% · 3.875%
HK$140,116
−HK$3,712/mo
Today · 4.125%
HK$143,828
baseline
▲ 0.50% · 4.625%
HK$151,410
+HK$7,582/mo
Deposit HK$17.93M · loan HK$26.90M · min. income ≈ HK$287,656/mo (50% DSR)
Upfront cash ≈ HK$19.84M (deposit + AVD stamp duty HK$1,905,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,101
−HK$8,974/mo
▼ 0.25% · 3.875%
HK$147,553
−HK$4,522/mo
Today · 4.125%
HK$152,075
baseline
▲ 0.50% · 4.625%
HK$161,328
+HK$9,253/mo
Deposit HK$13.45M · loan HK$31.38M · min. income ≈ HK$304,150/mo (50% DSR)
Upfront cash ≈ HK$15.35M (deposit + AVD stamp duty HK$1,905,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,199
−HK$8,601/mo
▼ 0.25% · 3.875%
HK$163,468
−HK$4,332/mo
Today · 4.125%
HK$167,800
baseline
▲ 0.50% · 4.625%
HK$176,645
+HK$8,845/mo
Deposit HK$13.45M · loan HK$31.38M · min. income ≈ HK$335,600/mo (50% DSR)
Upfront cash ≈ HK$15.35M (deposit + AVD stamp duty HK$1,905,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,987
−HK$11,538/mo
▼ 0.25% · 3.875%
HK$189,710
−HK$5,815/mo
Today · 4.125%
HK$195,525
baseline
▲ 0.50% · 4.625%
HK$207,422
+HK$11,897/mo
Deposit HK$4.48M · loan HK$40.34M · min. income ≈ HK$391,050/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$1,905,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,684
−HK$11,059/mo
▼ 0.25% · 3.875%
HK$210,174
−HK$5,569/mo
Today · 4.125%
HK$215,743
baseline
▲ 0.50% · 4.625%
HK$227,115
+HK$11,372/mo
Deposit HK$4.48M · loan HK$40.34M · min. income ≈ HK$431,486/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$1,905,114 · Scale 2, in force from 26 Feb 2026)