LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,222
−HK$641/mo
▼ 0.25% · 3.875%
HK$10,540
−HK$323/mo
Today · 4.125%
HK$10,863
baseline
▲ 0.50% · 4.625%
HK$11,524
+HK$661/mo
Deposit HK$2.24M · loan HK$2.24M · min. income ≈ HK$21,726/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$67,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,372
−HK$614/mo
▼ 0.25% · 3.875%
HK$11,677
−HK$309/mo
Today · 4.125%
HK$11,986
baseline
▲ 0.50% · 4.625%
HK$12,618
+HK$632/mo
Deposit HK$2.24M · loan HK$2.24M · min. income ≈ HK$23,972/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$67,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,266
−HK$770/mo
▼ 0.25% · 3.875%
HK$12,648
−HK$388/mo
Today · 4.125%
HK$13,036
baseline
▲ 0.50% · 4.625%
HK$13,829
+HK$793/mo
Deposit HK$1.79M · loan HK$2.69M · min. income ≈ HK$26,072/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$67,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,646
−HK$737/mo
▼ 0.25% · 3.875%
HK$14,012
−HK$371/mo
Today · 4.125%
HK$14,383
baseline
▲ 0.50% · 4.625%
HK$15,142
+HK$759/mo
Deposit HK$1.79M · loan HK$2.69M · min. income ≈ HK$28,766/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$67,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,311
−HK$897/mo
▼ 0.25% · 3.875%
HK$14,756
−HK$452/mo
Today · 4.125%
HK$15,208
baseline
▲ 0.50% · 4.625%
HK$16,133
+HK$925/mo
Deposit HK$1.34M · loan HK$3.14M · min. income ≈ HK$30,416/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$67,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,921
−HK$860/mo
▼ 0.25% · 3.875%
HK$16,348
−HK$433/mo
Today · 4.125%
HK$16,781
baseline
▲ 0.50% · 4.625%
HK$17,665
+HK$884/mo
Deposit HK$1.34M · loan HK$3.14M · min. income ≈ HK$33,562/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$67,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,399
−HK$1,154/mo
▼ 0.25% · 3.875%
HK$18,972
−HK$581/mo
Today · 4.125%
HK$19,553
baseline
▲ 0.50% · 4.625%
HK$20,743
+HK$1,190/mo
Deposit HK$448K · loan HK$4.03M · min. income ≈ HK$39,106/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$67,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,469
−HK$1,106/mo
▼ 0.25% · 3.875%
HK$21,018
−HK$557/mo
Today · 4.125%
HK$21,575
baseline
▲ 0.50% · 4.625%
HK$22,712
+HK$1,137/mo
Deposit HK$448K · loan HK$4.03M · min. income ≈ HK$43,150/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$67,243 · Scale 2, in force from 26 Feb 2026)