LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,220
−HK$6,410/mo
▼ 0.25% · 3.875%
HK$105,399
−HK$3,231/mo
Today · 4.125%
HK$108,630
baseline
▲ 0.50% · 4.625%
HK$115,240
+HK$6,610/mo
Deposit HK$22.41M · loan HK$22.41M · min. income ≈ HK$217,260/mo (50% DSR)
Upfront cash ≈ HK$24.32M (deposit + AVD stamp duty HK$1,905,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,718
−HK$6,144/mo
▼ 0.25% · 3.875%
HK$116,768
−HK$3,094/mo
Today · 4.125%
HK$119,862
baseline
▲ 0.50% · 4.625%
HK$126,180
+HK$6,318/mo
Deposit HK$22.41M · loan HK$22.41M · min. income ≈ HK$239,724/mo (50% DSR)
Upfront cash ≈ HK$24.32M (deposit + AVD stamp duty HK$1,905,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,664
−HK$7,692/mo
▼ 0.25% · 3.875%
HK$126,479
−HK$3,877/mo
Today · 4.125%
HK$130,356
baseline
▲ 0.50% · 4.625%
HK$138,287
+HK$7,931/mo
Deposit HK$17.93M · loan HK$26.90M · min. income ≈ HK$260,712/mo (50% DSR)
Upfront cash ≈ HK$19.84M (deposit + AVD stamp duty HK$1,905,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,462
−HK$7,373/mo
▼ 0.25% · 3.875%
HK$140,122
−HK$3,713/mo
Today · 4.125%
HK$143,835
baseline
▲ 0.50% · 4.625%
HK$151,416
+HK$7,581/mo
Deposit HK$17.93M · loan HK$26.90M · min. income ≈ HK$287,670/mo (50% DSR)
Upfront cash ≈ HK$19.84M (deposit + AVD stamp duty HK$1,905,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,107
−HK$8,975/mo
▼ 0.25% · 3.875%
HK$147,559
−HK$4,523/mo
Today · 4.125%
HK$152,082
baseline
▲ 0.50% · 4.625%
HK$161,335
+HK$9,253/mo
Deposit HK$13.45M · loan HK$31.38M · min. income ≈ HK$304,164/mo (50% DSR)
Upfront cash ≈ HK$15.35M (deposit + AVD stamp duty HK$1,905,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,206
−HK$8,601/mo
▼ 0.25% · 3.875%
HK$163,475
−HK$4,332/mo
Today · 4.125%
HK$167,807
baseline
▲ 0.50% · 4.625%
HK$176,652
+HK$8,845/mo
Deposit HK$13.45M · loan HK$31.38M · min. income ≈ HK$335,614/mo (50% DSR)
Upfront cash ≈ HK$15.35M (deposit + AVD stamp duty HK$1,905,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,995
−HK$11,538/mo
▼ 0.25% · 3.875%
HK$189,719
−HK$5,814/mo
Today · 4.125%
HK$195,533
baseline
▲ 0.50% · 4.625%
HK$207,431
+HK$11,898/mo
Deposit HK$4.48M · loan HK$40.35M · min. income ≈ HK$391,066/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$1,905,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,693
−HK$11,059/mo
▼ 0.25% · 3.875%
HK$210,183
−HK$5,569/mo
Today · 4.125%
HK$215,752
baseline
▲ 0.50% · 4.625%
HK$227,124
+HK$11,372/mo
Deposit HK$4.48M · loan HK$40.35M · min. income ≈ HK$431,504/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$1,905,196 · Scale 2, in force from 26 Feb 2026)