LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,221
−HK$6,410/mo
▼ 0.25% · 3.875%
HK$105,400
−HK$3,231/mo
Today · 4.125%
HK$108,631
baseline
▲ 0.50% · 4.625%
HK$115,241
+HK$6,610/mo
Deposit HK$22.41M · loan HK$22.41M · min. income ≈ HK$217,262/mo (50% DSR)
Upfront cash ≈ HK$24.32M (deposit + AVD stamp duty HK$1,905,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,720
−HK$6,143/mo
▼ 0.25% · 3.875%
HK$116,769
−HK$3,094/mo
Today · 4.125%
HK$119,863
baseline
▲ 0.50% · 4.625%
HK$126,182
+HK$6,319/mo
Deposit HK$22.41M · loan HK$22.41M · min. income ≈ HK$239,726/mo (50% DSR)
Upfront cash ≈ HK$24.32M (deposit + AVD stamp duty HK$1,905,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,665
−HK$7,692/mo
▼ 0.25% · 3.875%
HK$126,480
−HK$3,877/mo
Today · 4.125%
HK$130,357
baseline
▲ 0.50% · 4.625%
HK$138,289
+HK$7,932/mo
Deposit HK$17.93M · loan HK$26.90M · min. income ≈ HK$260,714/mo (50% DSR)
Upfront cash ≈ HK$19.84M (deposit + AVD stamp duty HK$1,905,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,463
−HK$7,373/mo
▼ 0.25% · 3.875%
HK$140,123
−HK$3,713/mo
Today · 4.125%
HK$143,836
baseline
▲ 0.50% · 4.625%
HK$151,418
+HK$7,582/mo
Deposit HK$17.93M · loan HK$26.90M · min. income ≈ HK$287,672/mo (50% DSR)
Upfront cash ≈ HK$19.84M (deposit + AVD stamp duty HK$1,905,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,109
−HK$8,974/mo
▼ 0.25% · 3.875%
HK$147,561
−HK$4,522/mo
Today · 4.125%
HK$152,083
baseline
▲ 0.50% · 4.625%
HK$161,337
+HK$9,254/mo
Deposit HK$13.45M · loan HK$31.38M · min. income ≈ HK$304,166/mo (50% DSR)
Upfront cash ≈ HK$15.35M (deposit + AVD stamp duty HK$1,905,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,207
−HK$8,602/mo
▼ 0.25% · 3.875%
HK$163,477
−HK$4,332/mo
Today · 4.125%
HK$167,809
baseline
▲ 0.50% · 4.625%
HK$176,654
+HK$8,845/mo
Deposit HK$13.45M · loan HK$31.38M · min. income ≈ HK$335,618/mo (50% DSR)
Upfront cash ≈ HK$15.35M (deposit + AVD stamp duty HK$1,905,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,997
−HK$11,539/mo
▼ 0.25% · 3.875%
HK$189,721
−HK$5,815/mo
Today · 4.125%
HK$195,536
baseline
▲ 0.50% · 4.625%
HK$207,433
+HK$11,897/mo
Deposit HK$4.48M · loan HK$40.35M · min. income ≈ HK$391,072/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$1,905,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,695
−HK$11,059/mo
▼ 0.25% · 3.875%
HK$210,185
−HK$5,569/mo
Today · 4.125%
HK$215,754
baseline
▲ 0.50% · 4.625%
HK$227,127
+HK$11,373/mo
Deposit HK$4.48M · loan HK$40.35M · min. income ≈ HK$431,508/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$1,905,216 · Scale 2, in force from 26 Feb 2026)