LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,223
−HK$6,411/mo
▼ 0.25% · 3.875%
HK$105,403
−HK$3,231/mo
Today · 4.125%
HK$108,634
baseline
▲ 0.50% · 4.625%
HK$115,244
+HK$6,610/mo
Deposit HK$22.41M · loan HK$22.41M · min. income ≈ HK$217,268/mo (50% DSR)
Upfront cash ≈ HK$24.32M (deposit + AVD stamp duty HK$1,905,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,722
−HK$6,144/mo
▼ 0.25% · 3.875%
HK$116,772
−HK$3,094/mo
Today · 4.125%
HK$119,866
baseline
▲ 0.50% · 4.625%
HK$126,185
+HK$6,319/mo
Deposit HK$22.41M · loan HK$22.41M · min. income ≈ HK$239,732/mo (50% DSR)
Upfront cash ≈ HK$24.32M (deposit + AVD stamp duty HK$1,905,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,668
−HK$7,692/mo
▼ 0.25% · 3.875%
HK$126,484
−HK$3,876/mo
Today · 4.125%
HK$130,360
baseline
▲ 0.50% · 4.625%
HK$138,292
+HK$7,932/mo
Deposit HK$17.93M · loan HK$26.90M · min. income ≈ HK$260,720/mo (50% DSR)
Upfront cash ≈ HK$19.84M (deposit + AVD stamp duty HK$1,905,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,467
−HK$7,373/mo
▼ 0.25% · 3.875%
HK$140,127
−HK$3,713/mo
Today · 4.125%
HK$143,840
baseline
▲ 0.50% · 4.625%
HK$151,422
+HK$7,582/mo
Deposit HK$17.93M · loan HK$26.90M · min. income ≈ HK$287,680/mo (50% DSR)
Upfront cash ≈ HK$19.84M (deposit + AVD stamp duty HK$1,905,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,113
−HK$8,974/mo
▼ 0.25% · 3.875%
HK$147,564
−HK$4,523/mo
Today · 4.125%
HK$152,087
baseline
▲ 0.50% · 4.625%
HK$161,341
+HK$9,254/mo
Deposit HK$13.45M · loan HK$31.38M · min. income ≈ HK$304,174/mo (50% DSR)
Upfront cash ≈ HK$15.35M (deposit + AVD stamp duty HK$1,905,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,211
−HK$8,602/mo
▼ 0.25% · 3.875%
HK$163,481
−HK$4,332/mo
Today · 4.125%
HK$167,813
baseline
▲ 0.50% · 4.625%
HK$176,659
+HK$8,846/mo
Deposit HK$13.45M · loan HK$31.38M · min. income ≈ HK$335,626/mo (50% DSR)
Upfront cash ≈ HK$15.35M (deposit + AVD stamp duty HK$1,905,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,002
−HK$11,538/mo
▼ 0.25% · 3.875%
HK$189,725
−HK$5,815/mo
Today · 4.125%
HK$195,540
baseline
▲ 0.50% · 4.625%
HK$207,439
+HK$11,899/mo
Deposit HK$4.48M · loan HK$40.35M · min. income ≈ HK$391,080/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$1,905,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,700
−HK$11,059/mo
▼ 0.25% · 3.875%
HK$210,190
−HK$5,569/mo
Today · 4.125%
HK$215,759
baseline
▲ 0.50% · 4.625%
HK$227,132
+HK$11,373/mo
Deposit HK$4.48M · loan HK$40.35M · min. income ≈ HK$431,518/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$1,905,263 · Scale 2, in force from 26 Feb 2026)