LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,232
−HK$6,411/mo
▼ 0.25% · 3.875%
HK$105,412
−HK$3,231/mo
Today · 4.125%
HK$108,643
baseline
▲ 0.50% · 4.625%
HK$115,254
+HK$6,611/mo
Deposit HK$22.42M · loan HK$22.42M · min. income ≈ HK$217,286/mo (50% DSR)
Upfront cash ≈ HK$24.32M (deposit + AVD stamp duty HK$1,905,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,732
−HK$6,145/mo
▼ 0.25% · 3.875%
HK$116,783
−HK$3,094/mo
Today · 4.125%
HK$119,877
baseline
▲ 0.50% · 4.625%
HK$126,196
+HK$6,319/mo
Deposit HK$22.42M · loan HK$22.42M · min. income ≈ HK$239,754/mo (50% DSR)
Upfront cash ≈ HK$24.32M (deposit + AVD stamp duty HK$1,905,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,679
−HK$7,693/mo
▼ 0.25% · 3.875%
HK$126,495
−HK$3,877/mo
Today · 4.125%
HK$130,372
baseline
▲ 0.50% · 4.625%
HK$138,305
+HK$7,933/mo
Deposit HK$17.93M · loan HK$26.90M · min. income ≈ HK$260,744/mo (50% DSR)
Upfront cash ≈ HK$19.84M (deposit + AVD stamp duty HK$1,905,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,479
−HK$7,373/mo
▼ 0.25% · 3.875%
HK$140,139
−HK$3,713/mo
Today · 4.125%
HK$143,852
baseline
▲ 0.50% · 4.625%
HK$151,435
+HK$7,583/mo
Deposit HK$17.93M · loan HK$26.90M · min. income ≈ HK$287,704/mo (50% DSR)
Upfront cash ≈ HK$19.84M (deposit + AVD stamp duty HK$1,905,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,125
−HK$8,975/mo
▼ 0.25% · 3.875%
HK$147,577
−HK$4,523/mo
Today · 4.125%
HK$152,100
baseline
▲ 0.50% · 4.625%
HK$161,355
+HK$9,255/mo
Deposit HK$13.45M · loan HK$31.38M · min. income ≈ HK$304,200/mo (50% DSR)
Upfront cash ≈ HK$15.36M (deposit + AVD stamp duty HK$1,905,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,225
−HK$8,603/mo
▼ 0.25% · 3.875%
HK$163,496
−HK$4,332/mo
Today · 4.125%
HK$167,828
baseline
▲ 0.50% · 4.625%
HK$176,674
+HK$8,846/mo
Deposit HK$13.45M · loan HK$31.38M · min. income ≈ HK$335,656/mo (50% DSR)
Upfront cash ≈ HK$15.36M (deposit + AVD stamp duty HK$1,905,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,018
−HK$11,540/mo
▼ 0.25% · 3.875%
HK$189,742
−HK$5,816/mo
Today · 4.125%
HK$195,558
baseline
▲ 0.50% · 4.625%
HK$207,457
+HK$11,899/mo
Deposit HK$4.48M · loan HK$40.35M · min. income ≈ HK$391,116/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$1,905,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,718
−HK$11,061/mo
▼ 0.25% · 3.875%
HK$210,209
−HK$5,570/mo
Today · 4.125%
HK$215,779
baseline
▲ 0.50% · 4.625%
HK$227,153
+HK$11,374/mo
Deposit HK$4.48M · loan HK$40.35M · min. income ≈ HK$431,558/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$1,905,433 · Scale 2, in force from 26 Feb 2026)