LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,235
−HK$6,411/mo
▼ 0.25% · 3.875%
HK$105,415
−HK$3,231/mo
Today · 4.125%
HK$108,646
baseline
▲ 0.50% · 4.625%
HK$115,257
+HK$6,611/mo
Deposit HK$22.42M · loan HK$22.42M · min. income ≈ HK$217,292/mo (50% DSR)
Upfront cash ≈ HK$24.32M (deposit + AVD stamp duty HK$1,905,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,735
−HK$6,145/mo
▼ 0.25% · 3.875%
HK$116,785
−HK$3,095/mo
Today · 4.125%
HK$119,880
baseline
▲ 0.50% · 4.625%
HK$126,199
+HK$6,319/mo
Deposit HK$22.42M · loan HK$22.42M · min. income ≈ HK$239,760/mo (50% DSR)
Upfront cash ≈ HK$24.32M (deposit + AVD stamp duty HK$1,905,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,682
−HK$7,693/mo
▼ 0.25% · 3.875%
HK$126,498
−HK$3,877/mo
Today · 4.125%
HK$130,375
baseline
▲ 0.50% · 4.625%
HK$138,308
+HK$7,933/mo
Deposit HK$17.93M · loan HK$26.90M · min. income ≈ HK$260,750/mo (50% DSR)
Upfront cash ≈ HK$19.84M (deposit + AVD stamp duty HK$1,905,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,482
−HK$7,374/mo
▼ 0.25% · 3.875%
HK$140,143
−HK$3,713/mo
Today · 4.125%
HK$143,856
baseline
▲ 0.50% · 4.625%
HK$151,439
+HK$7,583/mo
Deposit HK$17.93M · loan HK$26.90M · min. income ≈ HK$287,712/mo (50% DSR)
Upfront cash ≈ HK$19.84M (deposit + AVD stamp duty HK$1,905,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,129
−HK$8,975/mo
▼ 0.25% · 3.875%
HK$147,581
−HK$4,523/mo
Today · 4.125%
HK$152,104
baseline
▲ 0.50% · 4.625%
HK$161,359
+HK$9,255/mo
Deposit HK$13.45M · loan HK$31.38M · min. income ≈ HK$304,208/mo (50% DSR)
Upfront cash ≈ HK$15.36M (deposit + AVD stamp duty HK$1,905,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,229
−HK$8,603/mo
▼ 0.25% · 3.875%
HK$163,500
−HK$4,332/mo
Today · 4.125%
HK$167,832
baseline
▲ 0.50% · 4.625%
HK$176,678
+HK$8,846/mo
Deposit HK$13.45M · loan HK$31.38M · min. income ≈ HK$335,664/mo (50% DSR)
Upfront cash ≈ HK$15.36M (deposit + AVD stamp duty HK$1,905,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,023
−HK$11,539/mo
▼ 0.25% · 3.875%
HK$189,747
−HK$5,815/mo
Today · 4.125%
HK$195,562
baseline
▲ 0.50% · 4.625%
HK$207,462
+HK$11,900/mo
Deposit HK$4.48M · loan HK$40.35M · min. income ≈ HK$391,124/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$1,905,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,723
−HK$11,061/mo
▼ 0.25% · 3.875%
HK$210,214
−HK$5,570/mo
Today · 4.125%
HK$215,784
baseline
▲ 0.50% · 4.625%
HK$227,158
+HK$11,374/mo
Deposit HK$4.48M · loan HK$40.35M · min. income ≈ HK$431,568/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$1,905,478 · Scale 2, in force from 26 Feb 2026)