LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,242
−HK$6,411/mo
▼ 0.25% · 3.875%
HK$105,422
−HK$3,231/mo
Today · 4.125%
HK$108,653
baseline
▲ 0.50% · 4.625%
HK$115,265
+HK$6,612/mo
Deposit HK$22.42M · loan HK$22.42M · min. income ≈ HK$217,306/mo (50% DSR)
Upfront cash ≈ HK$24.32M (deposit + AVD stamp duty HK$1,905,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,743
−HK$6,145/mo
▼ 0.25% · 3.875%
HK$116,794
−HK$3,094/mo
Today · 4.125%
HK$119,888
baseline
▲ 0.50% · 4.625%
HK$126,208
+HK$6,320/mo
Deposit HK$22.42M · loan HK$22.42M · min. income ≈ HK$239,776/mo (50% DSR)
Upfront cash ≈ HK$24.32M (deposit + AVD stamp duty HK$1,905,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,690
−HK$7,694/mo
▼ 0.25% · 3.875%
HK$126,507
−HK$3,877/mo
Today · 4.125%
HK$130,384
baseline
▲ 0.50% · 4.625%
HK$138,318
+HK$7,934/mo
Deposit HK$17.94M · loan HK$26.90M · min. income ≈ HK$260,768/mo (50% DSR)
Upfront cash ≈ HK$19.84M (deposit + AVD stamp duty HK$1,905,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,492
−HK$7,374/mo
▼ 0.25% · 3.875%
HK$140,152
−HK$3,714/mo
Today · 4.125%
HK$143,866
baseline
▲ 0.50% · 4.625%
HK$151,449
+HK$7,583/mo
Deposit HK$17.94M · loan HK$26.90M · min. income ≈ HK$287,732/mo (50% DSR)
Upfront cash ≈ HK$19.84M (deposit + AVD stamp duty HK$1,905,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,139
−HK$8,976/mo
▼ 0.25% · 3.875%
HK$147,591
−HK$4,524/mo
Today · 4.125%
HK$152,115
baseline
▲ 0.50% · 4.625%
HK$161,370
+HK$9,255/mo
Deposit HK$13.45M · loan HK$31.39M · min. income ≈ HK$304,230/mo (50% DSR)
Upfront cash ≈ HK$15.36M (deposit + AVD stamp duty HK$1,905,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,240
−HK$8,603/mo
▼ 0.25% · 3.875%
HK$163,511
−HK$4,332/mo
Today · 4.125%
HK$167,843
baseline
▲ 0.50% · 4.625%
HK$176,691
+HK$8,848/mo
Deposit HK$13.45M · loan HK$31.39M · min. income ≈ HK$335,686/mo (50% DSR)
Upfront cash ≈ HK$15.36M (deposit + AVD stamp duty HK$1,905,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,035
−HK$11,541/mo
▼ 0.25% · 3.875%
HK$189,760
−HK$5,816/mo
Today · 4.125%
HK$195,576
baseline
▲ 0.50% · 4.625%
HK$207,476
+HK$11,900/mo
Deposit HK$4.48M · loan HK$40.35M · min. income ≈ HK$391,152/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$1,905,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,737
−HK$11,062/mo
▼ 0.25% · 3.875%
HK$210,228
−HK$5,571/mo
Today · 4.125%
HK$215,799
baseline
▲ 0.50% · 4.625%
HK$227,174
+HK$11,375/mo
Deposit HK$4.48M · loan HK$40.35M · min. income ≈ HK$431,598/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$1,905,610 · Scale 2, in force from 26 Feb 2026)