LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,244
−HK$6,411/mo
▼ 0.25% · 3.875%
HK$105,424
−HK$3,231/mo
Today · 4.125%
HK$108,655
baseline
▲ 0.50% · 4.625%
HK$115,266
+HK$6,611/mo
Deposit HK$22.42M · loan HK$22.42M · min. income ≈ HK$217,310/mo (50% DSR)
Upfront cash ≈ HK$24.32M (deposit + AVD stamp duty HK$1,905,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,745
−HK$6,145/mo
▼ 0.25% · 3.875%
HK$116,795
−HK$3,095/mo
Today · 4.125%
HK$119,890
baseline
▲ 0.50% · 4.625%
HK$126,210
+HK$6,320/mo
Deposit HK$22.42M · loan HK$22.42M · min. income ≈ HK$239,780/mo (50% DSR)
Upfront cash ≈ HK$24.32M (deposit + AVD stamp duty HK$1,905,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,692
−HK$7,694/mo
▼ 0.25% · 3.875%
HK$126,509
−HK$3,877/mo
Today · 4.125%
HK$130,386
baseline
▲ 0.50% · 4.625%
HK$138,320
+HK$7,934/mo
Deposit HK$17.94M · loan HK$26.90M · min. income ≈ HK$260,772/mo (50% DSR)
Upfront cash ≈ HK$19.84M (deposit + AVD stamp duty HK$1,905,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,494
−HK$7,374/mo
▼ 0.25% · 3.875%
HK$140,155
−HK$3,713/mo
Today · 4.125%
HK$143,868
baseline
▲ 0.50% · 4.625%
HK$151,452
+HK$7,584/mo
Deposit HK$17.94M · loan HK$26.90M · min. income ≈ HK$287,736/mo (50% DSR)
Upfront cash ≈ HK$19.84M (deposit + AVD stamp duty HK$1,905,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,141
−HK$8,976/mo
▼ 0.25% · 3.875%
HK$147,593
−HK$4,524/mo
Today · 4.125%
HK$152,117
baseline
▲ 0.50% · 4.625%
HK$161,373
+HK$9,256/mo
Deposit HK$13.45M · loan HK$31.39M · min. income ≈ HK$304,234/mo (50% DSR)
Upfront cash ≈ HK$15.36M (deposit + AVD stamp duty HK$1,905,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,243
−HK$8,603/mo
▼ 0.25% · 3.875%
HK$163,514
−HK$4,332/mo
Today · 4.125%
HK$167,846
baseline
▲ 0.50% · 4.625%
HK$176,694
+HK$8,848/mo
Deposit HK$13.45M · loan HK$31.39M · min. income ≈ HK$335,692/mo (50% DSR)
Upfront cash ≈ HK$15.36M (deposit + AVD stamp duty HK$1,905,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,038
−HK$11,541/mo
▼ 0.25% · 3.875%
HK$189,763
−HK$5,816/mo
Today · 4.125%
HK$195,579
baseline
▲ 0.50% · 4.625%
HK$207,480
+HK$11,901/mo
Deposit HK$4.48M · loan HK$40.35M · min. income ≈ HK$391,158/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$1,905,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,741
−HK$11,061/mo
▼ 0.25% · 3.875%
HK$210,232
−HK$5,570/mo
Today · 4.125%
HK$215,802
baseline
▲ 0.50% · 4.625%
HK$227,178
+HK$11,376/mo
Deposit HK$4.48M · loan HK$40.35M · min. income ≈ HK$431,604/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$1,905,641 · Scale 2, in force from 26 Feb 2026)