LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,224
−HK$642/mo
▼ 0.25% · 3.875%
HK$10,542
−HK$324/mo
Today · 4.125%
HK$10,866
baseline
▲ 0.50% · 4.625%
HK$11,527
+HK$661/mo
Deposit HK$2.24M · loan HK$2.24M · min. income ≈ HK$21,732/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$67,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,375
−HK$614/mo
▼ 0.25% · 3.875%
HK$11,680
−HK$309/mo
Today · 4.125%
HK$11,989
baseline
▲ 0.50% · 4.625%
HK$12,621
+HK$632/mo
Deposit HK$2.24M · loan HK$2.24M · min. income ≈ HK$23,978/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$67,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,269
−HK$770/mo
▼ 0.25% · 3.875%
HK$12,651
−HK$388/mo
Today · 4.125%
HK$13,039
baseline
▲ 0.50% · 4.625%
HK$13,832
+HK$793/mo
Deposit HK$1.79M · loan HK$2.69M · min. income ≈ HK$26,078/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$67,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,649
−HK$738/mo
▼ 0.25% · 3.875%
HK$14,015
−HK$372/mo
Today · 4.125%
HK$14,387
baseline
▲ 0.50% · 4.625%
HK$15,145
+HK$758/mo
Deposit HK$1.79M · loan HK$2.69M · min. income ≈ HK$28,774/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$67,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,314
−HK$898/mo
▼ 0.25% · 3.875%
HK$14,759
−HK$453/mo
Today · 4.125%
HK$15,212
baseline
▲ 0.50% · 4.625%
HK$16,137
+HK$925/mo
Deposit HK$1.35M · loan HK$3.14M · min. income ≈ HK$30,424/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$67,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,924
−HK$861/mo
▼ 0.25% · 3.875%
HK$16,351
−HK$434/mo
Today · 4.125%
HK$16,785
baseline
▲ 0.50% · 4.625%
HK$17,669
+HK$884/mo
Deposit HK$1.35M · loan HK$3.14M · min. income ≈ HK$33,570/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$67,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,404
−HK$1,154/mo
▼ 0.25% · 3.875%
HK$18,976
−HK$582/mo
Today · 4.125%
HK$19,558
baseline
▲ 0.50% · 4.625%
HK$20,748
+HK$1,190/mo
Deposit HK$448K · loan HK$4.04M · min. income ≈ HK$39,116/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$67,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,474
−HK$1,106/mo
▼ 0.25% · 3.875%
HK$21,023
−HK$557/mo
Today · 4.125%
HK$21,580
baseline
▲ 0.50% · 4.625%
HK$22,718
+HK$1,138/mo
Deposit HK$448K · loan HK$4.04M · min. income ≈ HK$43,160/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$67,259 · Scale 2, in force from 26 Feb 2026)