LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,251
−HK$6,412/mo
▼ 0.25% · 3.875%
HK$105,432
−HK$3,231/mo
Today · 4.125%
HK$108,663
baseline
▲ 0.50% · 4.625%
HK$115,275
+HK$6,612/mo
Deposit HK$22.42M · loan HK$22.42M · min. income ≈ HK$217,326/mo (50% DSR)
Upfront cash ≈ HK$24.33M (deposit + AVD stamp duty HK$1,905,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,753
−HK$6,146/mo
▼ 0.25% · 3.875%
HK$116,804
−HK$3,095/mo
Today · 4.125%
HK$119,899
baseline
▲ 0.50% · 4.625%
HK$126,219
+HK$6,320/mo
Deposit HK$22.42M · loan HK$22.42M · min. income ≈ HK$239,798/mo (50% DSR)
Upfront cash ≈ HK$24.33M (deposit + AVD stamp duty HK$1,905,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,701
−HK$7,695/mo
▼ 0.25% · 3.875%
HK$126,518
−HK$3,878/mo
Today · 4.125%
HK$130,396
baseline
▲ 0.50% · 4.625%
HK$138,330
+HK$7,934/mo
Deposit HK$17.94M · loan HK$26.91M · min. income ≈ HK$260,792/mo (50% DSR)
Upfront cash ≈ HK$19.84M (deposit + AVD stamp duty HK$1,905,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,504
−HK$7,375/mo
▼ 0.25% · 3.875%
HK$140,165
−HK$3,714/mo
Today · 4.125%
HK$143,879
baseline
▲ 0.50% · 4.625%
HK$151,463
+HK$7,584/mo
Deposit HK$17.94M · loan HK$26.91M · min. income ≈ HK$287,758/mo (50% DSR)
Upfront cash ≈ HK$19.84M (deposit + AVD stamp duty HK$1,905,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,152
−HK$8,976/mo
▼ 0.25% · 3.875%
HK$147,604
−HK$4,524/mo
Today · 4.125%
HK$152,128
baseline
▲ 0.50% · 4.625%
HK$161,385
+HK$9,257/mo
Deposit HK$13.45M · loan HK$31.39M · min. income ≈ HK$304,256/mo (50% DSR)
Upfront cash ≈ HK$15.36M (deposit + AVD stamp duty HK$1,905,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,255
−HK$8,604/mo
▼ 0.25% · 3.875%
HK$163,526
−HK$4,333/mo
Today · 4.125%
HK$167,859
baseline
▲ 0.50% · 4.625%
HK$176,707
+HK$8,848/mo
Deposit HK$13.45M · loan HK$31.39M · min. income ≈ HK$335,718/mo (50% DSR)
Upfront cash ≈ HK$15.36M (deposit + AVD stamp duty HK$1,905,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,052
−HK$11,542/mo
▼ 0.25% · 3.875%
HK$189,777
−HK$5,817/mo
Today · 4.125%
HK$195,594
baseline
▲ 0.50% · 4.625%
HK$207,495
+HK$11,901/mo
Deposit HK$4.48M · loan HK$40.36M · min. income ≈ HK$391,188/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$1,905,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,756
−HK$11,062/mo
▼ 0.25% · 3.875%
HK$210,247
−HK$5,571/mo
Today · 4.125%
HK$215,818
baseline
▲ 0.50% · 4.625%
HK$227,194
+HK$11,376/mo
Deposit HK$4.48M · loan HK$40.36M · min. income ≈ HK$431,636/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$1,905,782 · Scale 2, in force from 26 Feb 2026)