LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,256
−HK$6,413/mo
▼ 0.25% · 3.875%
HK$105,437
−HK$3,232/mo
Today · 4.125%
HK$108,669
baseline
▲ 0.50% · 4.625%
HK$115,281
+HK$6,612/mo
Deposit HK$22.42M · loan HK$22.42M · min. income ≈ HK$217,338/mo (50% DSR)
Upfront cash ≈ HK$24.33M (deposit + AVD stamp duty HK$1,905,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,759
−HK$6,146/mo
▼ 0.25% · 3.875%
HK$116,810
−HK$3,095/mo
Today · 4.125%
HK$119,905
baseline
▲ 0.50% · 4.625%
HK$126,225
+HK$6,320/mo
Deposit HK$22.42M · loan HK$22.42M · min. income ≈ HK$239,810/mo (50% DSR)
Upfront cash ≈ HK$24.33M (deposit + AVD stamp duty HK$1,905,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,707
−HK$7,695/mo
▼ 0.25% · 3.875%
HK$126,524
−HK$3,878/mo
Today · 4.125%
HK$130,402
baseline
▲ 0.50% · 4.625%
HK$138,337
+HK$7,935/mo
Deposit HK$17.94M · loan HK$26.91M · min. income ≈ HK$260,804/mo (50% DSR)
Upfront cash ≈ HK$19.84M (deposit + AVD stamp duty HK$1,905,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,511
−HK$7,375/mo
▼ 0.25% · 3.875%
HK$140,172
−HK$3,714/mo
Today · 4.125%
HK$143,886
baseline
▲ 0.50% · 4.625%
HK$151,471
+HK$7,585/mo
Deposit HK$17.94M · loan HK$26.91M · min. income ≈ HK$287,772/mo (50% DSR)
Upfront cash ≈ HK$19.84M (deposit + AVD stamp duty HK$1,905,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,159
−HK$8,977/mo
▼ 0.25% · 3.875%
HK$147,612
−HK$4,524/mo
Today · 4.125%
HK$152,136
baseline
▲ 0.50% · 4.625%
HK$161,393
+HK$9,257/mo
Deposit HK$13.45M · loan HK$31.39M · min. income ≈ HK$304,272/mo (50% DSR)
Upfront cash ≈ HK$15.36M (deposit + AVD stamp duty HK$1,905,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,263
−HK$8,604/mo
▼ 0.25% · 3.875%
HK$163,534
−HK$4,333/mo
Today · 4.125%
HK$167,867
baseline
▲ 0.50% · 4.625%
HK$176,716
+HK$8,849/mo
Deposit HK$13.45M · loan HK$31.39M · min. income ≈ HK$335,734/mo (50% DSR)
Upfront cash ≈ HK$15.36M (deposit + AVD stamp duty HK$1,905,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,061
−HK$11,542/mo
▼ 0.25% · 3.875%
HK$189,787
−HK$5,816/mo
Today · 4.125%
HK$195,603
baseline
▲ 0.50% · 4.625%
HK$207,505
+HK$11,902/mo
Deposit HK$4.48M · loan HK$40.36M · min. income ≈ HK$391,206/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$1,905,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,766
−HK$11,063/mo
▼ 0.25% · 3.875%
HK$210,258
−HK$5,571/mo
Today · 4.125%
HK$215,829
baseline
▲ 0.50% · 4.625%
HK$227,206
+HK$11,377/mo
Deposit HK$4.48M · loan HK$40.36M · min. income ≈ HK$431,658/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$1,905,878 · Scale 2, in force from 26 Feb 2026)