LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,226
−HK$641/mo
▼ 0.25% · 3.875%
HK$10,544
−HK$323/mo
Today · 4.125%
HK$10,867
baseline
▲ 0.50% · 4.625%
HK$11,528
+HK$661/mo
Deposit HK$2.24M · loan HK$2.24M · min. income ≈ HK$21,734/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$67,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,376
−HK$615/mo
▼ 0.25% · 3.875%
HK$11,681
−HK$310/mo
Today · 4.125%
HK$11,991
baseline
▲ 0.50% · 4.625%
HK$12,623
+HK$632/mo
Deposit HK$2.24M · loan HK$2.24M · min. income ≈ HK$23,982/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$67,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,271
−HK$769/mo
▼ 0.25% · 3.875%
HK$12,653
−HK$387/mo
Today · 4.125%
HK$13,040
baseline
▲ 0.50% · 4.625%
HK$13,834
+HK$794/mo
Deposit HK$1.79M · loan HK$2.69M · min. income ≈ HK$26,080/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$67,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,651
−HK$738/mo
▼ 0.25% · 3.875%
HK$14,017
−HK$372/mo
Today · 4.125%
HK$14,389
baseline
▲ 0.50% · 4.625%
HK$15,147
+HK$758/mo
Deposit HK$1.79M · loan HK$2.69M · min. income ≈ HK$28,778/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$67,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,316
−HK$898/mo
▼ 0.25% · 3.875%
HK$14,761
−HK$453/mo
Today · 4.125%
HK$15,214
baseline
▲ 0.50% · 4.625%
HK$16,140
+HK$926/mo
Deposit HK$1.35M · loan HK$3.14M · min. income ≈ HK$30,428/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$67,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,927
−HK$860/mo
▼ 0.25% · 3.875%
HK$16,354
−HK$433/mo
Today · 4.125%
HK$16,787
baseline
▲ 0.50% · 4.625%
HK$17,672
+HK$885/mo
Deposit HK$1.35M · loan HK$3.14M · min. income ≈ HK$33,574/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$67,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,406
−HK$1,155/mo
▼ 0.25% · 3.875%
HK$18,979
−HK$582/mo
Today · 4.125%
HK$19,561
baseline
▲ 0.50% · 4.625%
HK$20,751
+HK$1,190/mo
Deposit HK$448K · loan HK$4.04M · min. income ≈ HK$39,122/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$67,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,477
−HK$1,106/mo
▼ 0.25% · 3.875%
HK$21,026
−HK$557/mo
Today · 4.125%
HK$21,583
baseline
▲ 0.50% · 4.625%
HK$22,721
+HK$1,138/mo
Deposit HK$448K · loan HK$4.04M · min. income ≈ HK$43,166/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$67,268 · Scale 2, in force from 26 Feb 2026)