LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,260
−HK$6,412/mo
▼ 0.25% · 3.875%
HK$105,441
−HK$3,231/mo
Today · 4.125%
HK$108,672
baseline
▲ 0.50% · 4.625%
HK$115,285
+HK$6,613/mo
Deposit HK$22.42M · loan HK$22.42M · min. income ≈ HK$217,344/mo (50% DSR)
Upfront cash ≈ HK$24.33M (deposit + AVD stamp duty HK$1,905,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,763
−HK$6,146/mo
▼ 0.25% · 3.875%
HK$116,814
−HK$3,095/mo
Today · 4.125%
HK$119,909
baseline
▲ 0.50% · 4.625%
HK$126,230
+HK$6,321/mo
Deposit HK$22.42M · loan HK$22.42M · min. income ≈ HK$239,818/mo (50% DSR)
Upfront cash ≈ HK$24.33M (deposit + AVD stamp duty HK$1,905,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,712
−HK$7,695/mo
▼ 0.25% · 3.875%
HK$126,529
−HK$3,878/mo
Today · 4.125%
HK$130,407
baseline
▲ 0.50% · 4.625%
HK$138,342
+HK$7,935/mo
Deposit HK$17.94M · loan HK$26.91M · min. income ≈ HK$260,814/mo (50% DSR)
Upfront cash ≈ HK$19.84M (deposit + AVD stamp duty HK$1,905,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,516
−HK$7,375/mo
▼ 0.25% · 3.875%
HK$140,177
−HK$3,714/mo
Today · 4.125%
HK$143,891
baseline
▲ 0.50% · 4.625%
HK$151,476
+HK$7,585/mo
Deposit HK$17.94M · loan HK$26.91M · min. income ≈ HK$287,782/mo (50% DSR)
Upfront cash ≈ HK$19.84M (deposit + AVD stamp duty HK$1,905,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,164
−HK$8,977/mo
▼ 0.25% · 3.875%
HK$147,617
−HK$4,524/mo
Today · 4.125%
HK$152,141
baseline
▲ 0.50% · 4.625%
HK$161,399
+HK$9,258/mo
Deposit HK$13.45M · loan HK$31.39M · min. income ≈ HK$304,282/mo (50% DSR)
Upfront cash ≈ HK$15.36M (deposit + AVD stamp duty HK$1,905,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,268
−HK$8,605/mo
▼ 0.25% · 3.875%
HK$163,540
−HK$4,333/mo
Today · 4.125%
HK$167,873
baseline
▲ 0.50% · 4.625%
HK$176,722
+HK$8,849/mo
Deposit HK$13.45M · loan HK$31.39M · min. income ≈ HK$335,746/mo (50% DSR)
Upfront cash ≈ HK$15.36M (deposit + AVD stamp duty HK$1,905,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,068
−HK$11,542/mo
▼ 0.25% · 3.875%
HK$189,793
−HK$5,817/mo
Today · 4.125%
HK$195,610
baseline
▲ 0.50% · 4.625%
HK$207,513
+HK$11,903/mo
Deposit HK$4.48M · loan HK$40.36M · min. income ≈ HK$391,220/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$1,905,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,773
−HK$11,064/mo
▼ 0.25% · 3.875%
HK$210,265
−HK$5,572/mo
Today · 4.125%
HK$215,837
baseline
▲ 0.50% · 4.625%
HK$227,214
+HK$11,377/mo
Deposit HK$4.48M · loan HK$40.36M · min. income ≈ HK$431,674/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$1,905,944 · Scale 2, in force from 26 Feb 2026)