LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,261
−HK$6,412/mo
▼ 0.25% · 3.875%
HK$105,441
−HK$3,232/mo
Today · 4.125%
HK$108,673
baseline
▲ 0.50% · 4.625%
HK$115,286
+HK$6,613/mo
Deposit HK$22.42M · loan HK$22.42M · min. income ≈ HK$217,346/mo (50% DSR)
Upfront cash ≈ HK$24.33M (deposit + AVD stamp duty HK$1,905,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,764
−HK$6,146/mo
▼ 0.25% · 3.875%
HK$116,815
−HK$3,095/mo
Today · 4.125%
HK$119,910
baseline
▲ 0.50% · 4.625%
HK$126,231
+HK$6,321/mo
Deposit HK$22.42M · loan HK$22.42M · min. income ≈ HK$239,820/mo (50% DSR)
Upfront cash ≈ HK$24.33M (deposit + AVD stamp duty HK$1,905,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,713
−HK$7,695/mo
▼ 0.25% · 3.875%
HK$126,530
−HK$3,878/mo
Today · 4.125%
HK$130,408
baseline
▲ 0.50% · 4.625%
HK$138,343
+HK$7,935/mo
Deposit HK$17.94M · loan HK$26.91M · min. income ≈ HK$260,816/mo (50% DSR)
Upfront cash ≈ HK$19.84M (deposit + AVD stamp duty HK$1,905,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,517
−HK$7,375/mo
▼ 0.25% · 3.875%
HK$140,178
−HK$3,714/mo
Today · 4.125%
HK$143,892
baseline
▲ 0.50% · 4.625%
HK$151,477
+HK$7,585/mo
Deposit HK$17.94M · loan HK$26.91M · min. income ≈ HK$287,784/mo (50% DSR)
Upfront cash ≈ HK$19.84M (deposit + AVD stamp duty HK$1,905,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,165
−HK$8,977/mo
▼ 0.25% · 3.875%
HK$147,618
−HK$4,524/mo
Today · 4.125%
HK$152,142
baseline
▲ 0.50% · 4.625%
HK$161,400
+HK$9,258/mo
Deposit HK$13.45M · loan HK$31.39M · min. income ≈ HK$304,284/mo (50% DSR)
Upfront cash ≈ HK$15.36M (deposit + AVD stamp duty HK$1,905,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,269
−HK$8,605/mo
▼ 0.25% · 3.875%
HK$163,541
−HK$4,333/mo
Today · 4.125%
HK$167,874
baseline
▲ 0.50% · 4.625%
HK$176,723
+HK$8,849/mo
Deposit HK$13.45M · loan HK$31.39M · min. income ≈ HK$335,748/mo (50% DSR)
Upfront cash ≈ HK$15.36M (deposit + AVD stamp duty HK$1,905,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,069
−HK$11,543/mo
▼ 0.25% · 3.875%
HK$189,795
−HK$5,817/mo
Today · 4.125%
HK$195,612
baseline
▲ 0.50% · 4.625%
HK$207,514
+HK$11,902/mo
Deposit HK$4.48M · loan HK$40.36M · min. income ≈ HK$391,224/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$1,905,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,775
−HK$11,063/mo
▼ 0.25% · 3.875%
HK$210,267
−HK$5,571/mo
Today · 4.125%
HK$215,838
baseline
▲ 0.50% · 4.625%
HK$227,215
+HK$11,377/mo
Deposit HK$4.48M · loan HK$40.36M · min. income ≈ HK$431,676/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$1,905,959 · Scale 2, in force from 26 Feb 2026)