LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,269
−HK$6,413/mo
▼ 0.25% · 3.875%
HK$105,450
−HK$3,232/mo
Today · 4.125%
HK$108,682
baseline
▲ 0.50% · 4.625%
HK$115,295
+HK$6,613/mo
Deposit HK$22.42M · loan HK$22.42M · min. income ≈ HK$217,364/mo (50% DSR)
Upfront cash ≈ HK$24.33M (deposit + AVD stamp duty HK$1,906,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,773
−HK$6,147/mo
▼ 0.25% · 3.875%
HK$116,824
−HK$3,096/mo
Today · 4.125%
HK$119,920
baseline
▲ 0.50% · 4.625%
HK$126,241
+HK$6,321/mo
Deposit HK$22.42M · loan HK$22.42M · min. income ≈ HK$239,840/mo (50% DSR)
Upfront cash ≈ HK$24.33M (deposit + AVD stamp duty HK$1,906,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,722
−HK$7,696/mo
▼ 0.25% · 3.875%
HK$126,540
−HK$3,878/mo
Today · 4.125%
HK$130,418
baseline
▲ 0.50% · 4.625%
HK$138,354
+HK$7,936/mo
Deposit HK$17.94M · loan HK$26.91M · min. income ≈ HK$260,836/mo (50% DSR)
Upfront cash ≈ HK$19.85M (deposit + AVD stamp duty HK$1,906,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,527
−HK$7,377/mo
▼ 0.25% · 3.875%
HK$140,189
−HK$3,715/mo
Today · 4.125%
HK$143,904
baseline
▲ 0.50% · 4.625%
HK$151,489
+HK$7,585/mo
Deposit HK$17.94M · loan HK$26.91M · min. income ≈ HK$287,808/mo (50% DSR)
Upfront cash ≈ HK$19.85M (deposit + AVD stamp duty HK$1,906,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,176
−HK$8,979/mo
▼ 0.25% · 3.875%
HK$147,630
−HK$4,525/mo
Today · 4.125%
HK$152,155
baseline
▲ 0.50% · 4.625%
HK$161,413
+HK$9,258/mo
Deposit HK$13.45M · loan HK$31.39M · min. income ≈ HK$304,310/mo (50% DSR)
Upfront cash ≈ HK$15.36M (deposit + AVD stamp duty HK$1,906,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,282
−HK$8,605/mo
▼ 0.25% · 3.875%
HK$163,554
−HK$4,333/mo
Today · 4.125%
HK$167,887
baseline
▲ 0.50% · 4.625%
HK$176,737
+HK$8,850/mo
Deposit HK$13.45M · loan HK$31.39M · min. income ≈ HK$335,774/mo (50% DSR)
Upfront cash ≈ HK$15.36M (deposit + AVD stamp duty HK$1,906,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,084
−HK$11,543/mo
▼ 0.25% · 3.875%
HK$189,810
−HK$5,817/mo
Today · 4.125%
HK$195,627
baseline
▲ 0.50% · 4.625%
HK$207,531
+HK$11,904/mo
Deposit HK$4.48M · loan HK$40.36M · min. income ≈ HK$391,254/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$1,906,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,791
−HK$11,064/mo
▼ 0.25% · 3.875%
HK$210,284
−HK$5,571/mo
Today · 4.125%
HK$215,855
baseline
▲ 0.50% · 4.625%
HK$227,233
+HK$11,378/mo
Deposit HK$4.48M · loan HK$40.36M · min. income ≈ HK$431,710/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$1,906,110 · Scale 2, in force from 26 Feb 2026)