LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,277
−HK$6,414/mo
▼ 0.25% · 3.875%
HK$105,459
−HK$3,232/mo
Today · 4.125%
HK$108,691
baseline
▲ 0.50% · 4.625%
HK$115,304
+HK$6,613/mo
Deposit HK$22.43M · loan HK$22.43M · min. income ≈ HK$217,382/mo (50% DSR)
Upfront cash ≈ HK$24.33M (deposit + AVD stamp duty HK$1,906,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,782
−HK$6,148/mo
▼ 0.25% · 3.875%
HK$116,834
−HK$3,096/mo
Today · 4.125%
HK$119,930
baseline
▲ 0.50% · 4.625%
HK$126,251
+HK$6,321/mo
Deposit HK$22.43M · loan HK$22.43M · min. income ≈ HK$239,860/mo (50% DSR)
Upfront cash ≈ HK$24.33M (deposit + AVD stamp duty HK$1,906,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,733
−HK$7,696/mo
▼ 0.25% · 3.875%
HK$126,550
−HK$3,879/mo
Today · 4.125%
HK$130,429
baseline
▲ 0.50% · 4.625%
HK$138,365
+HK$7,936/mo
Deposit HK$17.94M · loan HK$26.91M · min. income ≈ HK$260,858/mo (50% DSR)
Upfront cash ≈ HK$19.85M (deposit + AVD stamp duty HK$1,906,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,539
−HK$7,377/mo
▼ 0.25% · 3.875%
HK$140,201
−HK$3,715/mo
Today · 4.125%
HK$143,916
baseline
▲ 0.50% · 4.625%
HK$151,502
+HK$7,586/mo
Deposit HK$17.94M · loan HK$26.91M · min. income ≈ HK$287,832/mo (50% DSR)
Upfront cash ≈ HK$19.85M (deposit + AVD stamp duty HK$1,906,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,188
−HK$8,979/mo
▼ 0.25% · 3.875%
HK$147,642
−HK$4,525/mo
Today · 4.125%
HK$152,167
baseline
▲ 0.50% · 4.625%
HK$161,426
+HK$9,259/mo
Deposit HK$13.46M · loan HK$31.40M · min. income ≈ HK$304,334/mo (50% DSR)
Upfront cash ≈ HK$15.36M (deposit + AVD stamp duty HK$1,906,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,295
−HK$8,606/mo
▼ 0.25% · 3.875%
HK$163,567
−HK$4,334/mo
Today · 4.125%
HK$167,901
baseline
▲ 0.50% · 4.625%
HK$176,752
+HK$8,851/mo
Deposit HK$13.46M · loan HK$31.40M · min. income ≈ HK$335,802/mo (50% DSR)
Upfront cash ≈ HK$15.36M (deposit + AVD stamp duty HK$1,906,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,099
−HK$11,545/mo
▼ 0.25% · 3.875%
HK$189,825
−HK$5,819/mo
Today · 4.125%
HK$195,644
baseline
▲ 0.50% · 4.625%
HK$207,548
+HK$11,904/mo
Deposit HK$4.49M · loan HK$40.37M · min. income ≈ HK$391,288/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$1,906,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,808
−HK$11,065/mo
▼ 0.25% · 3.875%
HK$210,301
−HK$5,572/mo
Today · 4.125%
HK$215,873
baseline
▲ 0.50% · 4.625%
HK$227,252
+HK$11,379/mo
Deposit HK$4.49M · loan HK$40.37M · min. income ≈ HK$431,746/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$1,906,268 · Scale 2, in force from 26 Feb 2026)