LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,230
−HK$641/mo
▼ 0.25% · 3.875%
HK$10,548
−HK$323/mo
Today · 4.125%
HK$10,871
baseline
▲ 0.50% · 4.625%
HK$11,533
+HK$662/mo
Deposit HK$2.24M · loan HK$2.24M · min. income ≈ HK$21,742/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$67,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,380
−HK$615/mo
▼ 0.25% · 3.875%
HK$11,686
−HK$309/mo
Today · 4.125%
HK$11,995
baseline
▲ 0.50% · 4.625%
HK$12,628
+HK$633/mo
Deposit HK$2.24M · loan HK$2.24M · min. income ≈ HK$23,990/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$67,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,276
−HK$769/mo
▼ 0.25% · 3.875%
HK$12,657
−HK$388/mo
Today · 4.125%
HK$13,045
baseline
▲ 0.50% · 4.625%
HK$13,839
+HK$794/mo
Deposit HK$1.79M · loan HK$2.69M · min. income ≈ HK$26,090/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$67,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,657
−HK$737/mo
▼ 0.25% · 3.875%
HK$14,023
−HK$371/mo
Today · 4.125%
HK$14,394
baseline
▲ 0.50% · 4.625%
HK$15,153
+HK$759/mo
Deposit HK$1.79M · loan HK$2.69M · min. income ≈ HK$28,788/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$67,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,322
−HK$898/mo
▼ 0.25% · 3.875%
HK$14,767
−HK$453/mo
Today · 4.125%
HK$15,220
baseline
▲ 0.50% · 4.625%
HK$16,146
+HK$926/mo
Deposit HK$1.35M · loan HK$3.14M · min. income ≈ HK$30,440/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$67,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,933
−HK$860/mo
▼ 0.25% · 3.875%
HK$16,360
−HK$433/mo
Today · 4.125%
HK$16,793
baseline
▲ 0.50% · 4.625%
HK$17,679
+HK$886/mo
Deposit HK$1.35M · loan HK$3.14M · min. income ≈ HK$33,586/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$67,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,413
−HK$1,155/mo
▼ 0.25% · 3.875%
HK$18,986
−HK$582/mo
Today · 4.125%
HK$19,568
baseline
▲ 0.50% · 4.625%
HK$20,759
+HK$1,191/mo
Deposit HK$449K · loan HK$4.04M · min. income ≈ HK$39,136/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$67,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,485
−HK$1,106/mo
▼ 0.25% · 3.875%
HK$21,034
−HK$557/mo
Today · 4.125%
HK$21,591
baseline
▲ 0.50% · 4.625%
HK$22,730
+HK$1,139/mo
Deposit HK$449K · loan HK$4.04M · min. income ≈ HK$43,182/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$67,293 · Scale 2, in force from 26 Feb 2026)